7232 Abbey Rd, Elkridge, MD 21075 Property Records

Howard County property record for 7232 Abbey Rd, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,424 sqft · built 2011
Lot Size	0.027 acres (1,175 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Oct 2020)
Tax Bill	$5,845 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-324233`

Property Details

APN / Parcel Number

Primary APN	`01-324233`
Alternative APN	`324233`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,424 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,175 sqft (0.027 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	324233
Street Address	7232 ABBEY RD
City	ELKRIDGE
State	MD
Zip	21075-6097
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CACCL
Legal Description	LOT 22 1,175 SQ' 7232 ABBEY RD HOWARD SQUARE PH 1 SEC 1
Legal Subdivision	HOWARD SQUARE
Legal Phase	1
Legal Lot Number	22
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2029
Census Tract	601203

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7232 ABBEY RD, ELKRIDGE, MD 21075-6097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EMET MORTGAGE
Oct 9, 2020	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 8, 2017	Grant Deed, Transfer · FHA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2020 · Amount on Record
Deed Sale	Oct 9, 2020 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Book / Page	19804 / 490
Last Transfer Date	Jul 16, 2021
Transfer Doc	0209120321
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Sep 17, 2021
Property Address	7232 ABBEY RD, ELKRIDGE, MD 21075-6097
Document Number	0209120321
Book / Page	20912 / 321
Map Reference	PL 21566-215567
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7232 ABBEY RD, ELKRIDGE, MD 21075-6097

Mortgage

Document Number	20912327
Date	Sep 17, 2021
Instrument	20912/327

Lender

Name	EMET MORTGAGE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 9, 2020
Property Address	7232 ABBEY RD, ELKRIDGE, MD 21075-6097
Document Number	0198040490
Book / Page	19804 / 490
Map Reference	PL 21566&215567
Instrument Date	Sep 16, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7232 ABBEY RD, 7232, ELKRIDGE, MD 21075-6097

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7232 ABBEY RD, ELKRIDGE, MD 21075-6097

Mortgage

Document Number	19804496
Date	Oct 9, 2020
Instrument	19804/496

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Feb 8, 2017
Property Address	7232 ABBEY RD, ELKRIDGE, MD 21075-6097
Document Number	0174320276
Book / Page	017432 / 000276
Instrument Date	Jan 30, 2017
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	7232 ABBEY RD ELKRIDGE MD 210756097, ELKRIDGE, MD 21075-6097

Mortgage

Document Number	174320281
Date	Feb 8, 2017
Book Page	017432/000281

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,845.00 (+3.03%) Homeowner's exemption	$391,200 (+5.49%) Land $165,000 Building $226,200	$391,200 (-) Land $165,000 Building $226,200
2025	$5,673.00 (+3.79%) Homeowner's exemption	$370,833 (+12.34%)	$391,200 (+18.51%) Land $165,000 Building $226,200
2024	$5,466.00 (+50.41%)
2023		$330,100 Land $160,000 Building $170,100	$330,100 Land $160,000 Building $170,100
2022	$3,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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