7226 Abbey Rd, Elkridge, MD 21075 Property Records

Howard County property record for 7226 Abbey Rd, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2 ba · 1,424 sqft · built 2011
Lot Size	0.021 acres (907 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2026)
Tax Bill	$5,875 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-324276`

Property Details

APN / Parcel Number

Primary APN	`01-324276`
Alternative APN	`324276`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,424 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	907 sqft (0.021 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	324276
Street Address	7226 ABBEY RD
City	ELKRIDGE
State	MD
Zip	21075-6097
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CACCL
Legal Description	LOT 25 907 SQ' 7226 ABBEY RD HOWARD SQUARE PH 1 SEC 1
Legal Subdivision	HOWARD SQUARE
Legal Phase	1
Legal Lot Number	25
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2029
Census Tract	601203

Owner

7226 Abbey Rd, a townhouse, is owned by an individual who bought it in May 2026.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	4133 CARLETON LN, ELLICOTT CITY, MD 21042-1871
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on File
Deed Sale	May 5, 2026 · Amount on File
Prior Sale	Nov 10, 2011 · Amount on File
Deed Book / Page	23218 / 23
Prior Transfer Date	Feb 17, 2021
Prior Transfer Doc	0202630149
Record Updated	Oct 29, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWARD MD
Recording Date	May 5, 2026
Property Address	7226 ABBEY RD, ELKRIDGE, MD 21075-6097
Document Number	2321000023
Book / Page	23218 / 23
Instrument Date	Apr 21, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4133 CARLETON LN, ELLICOTT CITY, MD 21042-1871

Mortgage

Document Number	2321000028,
Date	May 5, 2026
Book Page	23218/28

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Feb 26, 2021
Property Address	7226 ABBEY RD, ELKRIDGE, MD 21075-6097
Document Number	0202630149
Book / Page	20263 / 149
Map Reference	PL 21566-21567
Instrument Date	Feb 17, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	NOT AVAILABLE, MICHAELS T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7835 GRAND CHAMPION ST, FULTON, MD 20759-2628

Mortgage

Document Number	0020263153
Date	Feb 26, 2021
Instrument	20263/153

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 7226 Abbey Rd was $5,875, up 6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,875.00 (+6.01%)	$377,600 (+6.16%) Land $165,000 Building $212,600	$377,600 (-) Land $165,000 Building $212,600
2025	$5,542.00 (+6.05%)	$355,700	$377,600 Land $165,000 Building $212,600
2024	$5,226.00
2023		$311,900 Land $160,000 Building $151,900	$311,900 Land $160,000 Building $151,900
2022	$3,406.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7226 Abbey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7226 Abbey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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