7231 Lost Treasure Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7231 Lost Treasure Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,586 sqft · built 2023
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Last Sale	$362,900 (May 2023)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-1S-27-4932-00C00-0030`

Property Details

APN / Parcel Number

Primary APN	`38-1S-27-4932-00C00-0030`
Alternative APN	`S27138493200C000030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,172 sqft
1st Floor Area	1,586 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	13,329 sqft (0.306 acres)
Lot Width	53 ft Width
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	62 sqft
Patio Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7231 LOST TREASURE CT
City	NAVARRE
State	FL
Zip	32566-9838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SECRET ISLE ESTATES LOT 3 BLK C AS DES IN OR 4390 PG 717
Legal Subdivision	SECRET ISLE ESTATES
Legal Block	C
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1229
Census Tract	10802

Owner

7231 Lost Treasure Ct is owned and occupied by two individuals who bought it in May 2023.

Source: Santa Rosa County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7231 LOST TREASURE CT, NAVARRE, FL 32566-9838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Deed Document Number	202318725
Deed Book / Page	4390 / 717
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 1, 2023
Property Address	7231 LOST TREASURE CT, NAVARRE, FL 32566-9838
Document Number	0043900717
Book / Page	4390 / 717
Map Reference	MB 14 PG 56
Instrument Date	Apr 28, 2023
Instrument	202318725
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,540.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 ANDORRA ST, NAVARRE, FL 32566-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 ANITA LN, WICHITA FALLS, TX 76306-1209

Mortgage

Document Number	0004390720
Date	May 1, 2023
Instrument	4390/720

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7231 Lost Treasure Ct was $3,120 with a homeowner's exemption, down 3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (-2.99%) Homeowner's exemption	$298,209 (+10.63%) Land $65,000 Building $233,209	$298,209 (+10.63%) Land $65,000 Building $233,209
2024	$3,216.00 (+549.7%)	$269,547 (+573.87%) Land $55,000 Building $214,547	$269,547 (+573.87%) Land $55,000 Building $214,547
2023	$495.00 (+173.48%)	$40,000 (+158.06%) Land $40,000	$40,000 (+158.06%) Land $40,000
2022	$181.00	$15,500	$15,500 Land $15,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7231 Lost Treasure Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7231 Lost Treasure Ct is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20