7214 Lost Treasure Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7214 Lost Treasure Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,102 sqft · built 2023
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on File
Last Sale	$449,500 (Jan 2024)
Tax Bill	$3,877 (2024)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-1S-27-4932-00D00-0040`

Property Details

APN / Parcel Number

Primary APN	`38-1S-27-4932-00D00-0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,102 sqft Heated Area
1st Floor Area	2,585 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,981 sqft (0.298 acres)
Lot Width	700 ft Width
Porch	Open Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	381S27493200D000040
Street Address	7214 LOST TREASURE CT
City	NAVARRE
State	FL
Zip	32566-9838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 BLK D SECRET ISLE ESTATES AS DES IN OR 4469 PG 356
Legal Subdivision	BLOCK D SECRET ISLE ESTATES
Legal Block	D
Legal Lot Number	4
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1229
Census Tract	10802

Owner

7214 Lost Treasure Ct is owned by an individual who bought it in January 2024.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	109 BURTON PL, MOUNT JULIET, TN 37122-3528
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Deed Document Number	0004469356
Deed Book / Page	4469 / 356
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 26, 2024
Property Address	7214 LOST TREASURE CT, NAVARRE, FL 32566-9838
Document Number	0044690356
Book / Page	4469 / 356
Map Reference	MB 14 PG 39
Instrument Date	Jan 26, 2024
Instrument	202403552
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,146.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 ANDORRA ST, NAVARRE, FL 32566-9111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 BURTON PL, MOUNT JULIET, TN 37122-3528

Mortgage

Document Number	0004469359
Date	Jan 26, 2024
Instrument	4469/359

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,877.00 (+683.23%)	$329,996 (+724.99%) Land $55,000 Building $274,996	$329,996 (+724.99%) Land $55,000 Building $274,996
2023	$495.00 (+173.48%)	$40,000 (+158.06%) Land $40,000	$40,000 (+158.06%) Land $40,000
2022	$181.00	$15,500	$15,500 Land $15,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7214 Lost Treasure Ct in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7214 Lost Treasure Ct is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20