7231 118th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 7231 118th Ter, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,400 sqft · built 1979
Lot Size0.164 acres (7,174 sqft)
OwnerIndividual Name on Record
Last Sale$191,900 (Feb 2005)
Tax Bill$2,120 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-765-3539-2

Property Details

APN / Parcel Number

Primary APNC62-000-765-3539-2
Alternative APNs
  • 18-30-16-69053-025-0020
  • R192426

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,400 sqft Heated Area
1st Floor Area700 sqft
2nd Floor Area700 sqft
Upper Floors Area700 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,174 sqft (0.164 acres)
Lot Dimensions113 ft deep x 64 ft wide
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area368 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR192426
Street Address7231 118TH TER
CityLARGO
StateFL
Zip33773-3245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEBROOK ESTATES UNIT 4 BLK Y, LOT 2
Legal Range16
Legal Township30
Legal Section18
Legal SubdivisionPINEBROOK ESTATES UNIT 4
Legal BlockY
Legal Lot Number2
Legal Unit4
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETERSBURG
Census Block Group1
Census Block1025
Census Tract25009

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7231 118TH TER, LARGO, FL 33773-3245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2005 · Amount on Record
Deed SaleFeb 8, 2005 · Amount on Record
Deed Document Number2005047240
Deed Book / Page14106 / 2246
Record UpdatedJun 8, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address7231 118TH TER, LARGO, FL 33773-3245
Transaction TypeMortgage
Record UpdatedJul 21, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0221430570
DateJul 22, 2022
Book Page22143/570
Instrument2022225886
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 8, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityPinellas Park City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,120.00 (+8.66%) Homeowner's exemption$150,022 (+5.99%)$346,358 (+4.41%) Land $129,829 Building $216,529
2023$1,951.00 (+3.61%) Homeowner's exemption$141,548 (+3%)$331,716 (+17.84%) Land $157,422 Building $174,294
2022$1,883.00 Homeowner's exemption$137,425$281,495 Land $150,991 Building $130,504

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims6 (1979–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS PARK WATER DEPT
serves 48,939 people · EPA ID FL6521406
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

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