7225 118th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 7225 118th Ter, Largo, FL 33773

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,614 sqft · built 1980
Lot Size0.205 acres (8,921 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Jun 2020)
Tax Bill$7,297 (2025)
Deeds & MortgagesMay 2022 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-765-3538-4

Property Details

APN / Parcel Number

Primary APNC62-000-765-3538-4
Alternative APNs
  • 18-30-16-69053-025-0010
  • 301618690530250010
  • R192425

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,614 sqft Living Area
Gross Area2,698 sqft
1st Floor Area782 sqft
Upper Floors Area832 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,921 sqft (0.205 acres)
Lot Dimensions106 ft deep x 87 ft wide
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area494 sqft
Deck Area250 sqft
Patio Area250 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR192425
Street Address7225 118TH TER
CityLARGO
StateFL
Zip33773-3245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEBROOK ESTATES UNIT 4 BLK Y, LOT 1
Legal Range16E
Legal Township30S
Legal Section18
Legal SubdivisionPINEBROOK ESTATES UNIT 4
Legal Tract69053
Legal BlockY
Legal Lot Number1
JurisdictionPINELLAS FL
Township / Civil DivisionST. PETERSBURG
Census Block Group1
Census Block1025
Census Tract25009

Owner

7225 118th Ter is owned by an individual who acquired it in July 2021.

Source: Pinellas County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address5884 107TH TER N, PINELLAS PARK, FL 33782-2637
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 9, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 17, 2017Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Jun 4, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2020 · Amount on File
Deed SaleJun 4, 2020 · Amount on File
Deed Document Number2020168785
Deed Book / Page21025 / 710
Last Transfer DateJul 7, 2021
Transfer Doc0216170048
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address7225 118TH TER, LARGO, FL 33773-3245
Transaction TypeMortgage
Record UpdatedMay 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5884 107TH TER N, PINELLAS PARK, FL 33782-2637

Mortgage

Document Number0220431484
DateMay 3, 2022
Book Page22043/1484
Instrument2022138693
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2037

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateJul 9, 2021
Property Address7225 118TH TER, LARGO, FL 33773-3245
Document Number0216170048
Book / Page21617 / 48
Map ReferenceMB 65 PG 89&90
Instrument DateJul 7, 2021
Instrument2021224265
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyCOASTLINE TITLE/PINELLAS LLC, COASTLINE TITLE OF PINELLAS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address306 PINEHURST DR, 306, CANTON, MI 48188-3076

Transferred To (Grantee/Buyer)

NameVerified Name
Address5884 107TH TER N, PINELLAS PARK, FL 33782-2637

Mortgage

Document Number2161751
DateJul 9, 2021
Instrument21617/51
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2036

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address7225 118TH TER, LARGO, FL 33773-3245
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0197042443
DateJul 17, 2017
Book Page19704/2443
Instrument2017219766
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 10, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 4, 2020
Property Address7225 118TH TER, LARGO, FL 33773-3245
Document Number0210250710
Book / Page21025 / 710
Map ReferenceMB 65 PG 89&90
Instrument DateJun 2, 2020
Instrument2020168785
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyCOASTLINE TITLE OF PINELLAS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3244 E CROWN DR, 3244, INVERNESS, FL 34453-0349

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5884 107TH TER N, PINELLAS PARK, FL 33782-2637

Mortgage

Document Number0021025715
DateJun 4, 2020
Instrument21025/715
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7225 118th Ter was $7,297, up 0.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityPinellas Park City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,297.00 (+0.48%)$378,613 Land $161,879 Building $216,734$378,613 Land $161,879 Building $216,734
2024$7,262.00 (+7.27%)
2023$6,770.00 (+10.98%)$371,045 (+15.54%)$371,045 (+15.54%) Land $195,808 Building $175,237
2022$6,100.00$321,132$321,132 Land $188,669 Building $132,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7225 118th Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims6 (1979–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7225 118th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS PARK WATER DEPT
serves 48,939 people · EPA ID FL6521406
Water SourcePurchased surface water from several systems
Last State InspectionApr 2025
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting11
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

Nearby Properties on 118th Ter

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