7230 Locust Ave, Gary, IN 46403 Property Records

Lake County property record for 7230 Locust Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,708 sqft · built 1924
Lot Size0.282 acres (12,284 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Feb 2021)
Tax Bill$4,339 (2024)
Deeds & MortgagesMay 2020 Line of Credit
Feb 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-25-46-0095-0018

Property Details

APN / Parcel Number

Primary APN001-25-46-0095-0018
Alternative APNs
  • 45-05-32-204-013.000-004
  • 254600950018

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,708 sqft Living Area
1st Floor Area2,708 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 2018
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,284 sqft (0.282 acres)
Lot Dimensions125 ft deep x 49 ft wide
TerrainRolling
Garage Area1,820 sqft
Shed1 Shed
Shed Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7230 LOCUST AVE
CityGARY
StateIN
Zip46403-1251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORCOTTS ADD TO INDIANA CITY BL.9 LOTS 17 & 18
Legal SubdivisionNORCOTTS ADD TO INDIANA CITY
Legal Block9
Legal Lot Number17,18
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4013
Census Tract10100

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7230 LOCUST AVE, GARY, IN 46403-1251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2020Deed of Trust, Mortgage · Line of Credit
CENTIER BANK
Feb 24, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Oct 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 2, 2019Correction Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Prior SaleSep 18, 2013
Deed Document Number202116704
Prior Transfer DateOct 18, 2019
Prior Transfer Doc0000071510
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7230 LOCUST AVE, GARY, IN 46403-1251
Transaction TypeMortgage
Record UpdatedAug 8, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028432
DateMay 22, 2020
Instrument2020 028432
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueApr 7, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateFeb 24, 2021
Property Address7230 LOCUST AVE, GARY, IN 46403-1251
Document Number0000016704
Map ReferenceMB 1 PG 14
Instrument DateFeb 16, 2021
Instrument2021-016704
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyINDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2026 W THOMAS ST, CHICAGO, IL 60622-3626

Mortgage

Document Number0000016705
DateFeb 24, 2021
Instrument2021-016705
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateOct 18, 2019
Property Address7230 LOCUST AVE, GARY, IN 46403-1251
Document Number0000071510
Instrument DateOct 18, 2019
Instrument71510
Transaction TypeTransfer
Record UpdatedNov 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 BEACH DR CHESTERTON IN 463041001, CHESTERTON, IN 46304-1001

December 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionLAKE IN
Recording DateDec 2, 2019
Property Address7230 LOCUST AVE, GARY, IN 46403-1251
Document Number0000082719
Instrument DateOct 18, 2019
Instrument82719
Transaction TypeTransfer
Record UpdatedDec 16, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 BEACH DR CHESTERTON IN 463041001, CHESTERTON, IN 46304-1001

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$425,200 (+26.4%) Land $148,300 Building $276,900$425,200 (+26.4%) Land $148,300 Building $276,900
2024$4,339.00 (-33.25%)
2023$336,400 (+33.12%) Land $96,000 Building $240,400$336,400 (+33.12%) Land $96,000 Building $240,400
2022$6,500.00$252,700 Land $26,700 Building $226,000$252,700 Land $26,700 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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