Lake County property record for 7229 Locust Ave, Gary, IN 46403
| Property Type | Row House |
|---|---|
| Details | 3 bd · 2 ba · 1,876 sqft · built 1997 |
| Lot Size | 0.075 acres (3,267 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,245 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0094-0030 |
| Primary APN | 001-25-46-0094-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Basement Area | 456 sqft |
| Finished Basement | 456 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 3,267 sqft (0.075 acres) |
| Lot Dimensions | 125 ft deep x 26 ft wide |
| Terrain | Rolling |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 130 sqft |
| Shed | 1 Shed |
| Shed Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-46-0094-0030 |
|---|---|
| Old Parcel Number | 254600940030 |
| Street Address | 7229 LOCUST AVE |
| City | GARY |
| State | IN |
| Zip | 46403-1252 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Row House |
| Legal Description | NORCOTT'S ADDITION BLOCK 8 E.26.25FT OF LOT 8 |
| Legal Subdivision | NORCOTTS ADD |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 10100 |
7229 Locust Ave, a row house, is owned and occupied by an individual who acquired it in September 2020.
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 23, 2023 | Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT |
| Sep 9, 2020 | Deed, Transfer · FHA Mortgage AMERICAN FIDELITY MORTGAGE SERVICES |
| Apr 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2020 |
| Deed Sale | Sep 9, 2020 |
| Prior Sale | Apr 20, 2017 |
| Deed Document Number | 2020 062229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000018715 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-518715 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000020541 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022-520541 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008454 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023-508454 |
| Name | INDIANA HOUSING & COMMUNITY DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | GARY, IN 46403 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 9, 2020 |
| Property Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000062229 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 2020 062229 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | COMMUNITY TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000062230 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 2020 062230 |
| Name | AMERICAN FIDELITY MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 20, 2017 |
| Property Address | 7229 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000024379 |
| Instrument Date | Apr 18, 2017 |
| Instrument | 24379 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7229 LOCUST AVE GARY IN 464031252, GARY, IN 46403-1252 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $347,200 Land $58,900 Building $288,300 | $347,200 Land $58,900 Building $288,300 | |
| 2024 | $4,245.00 | ||
| 2023 | $322,800 (+21.49%) Land $51,500 Building $271,300 | $322,800 (+21.49%) Land $51,500 Building $271,300 | |
| 2022 | $3,439.00 (-71.16%) Homeowner's exemption | $265,700 Land $14,300 Building $251,400 | $265,700 Land $14,300 Building $251,400 |
| 2021 | $11,925.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7229 Locust Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 7229 Locust Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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