723 Summit St, Walnut Cove, NC 27052 Property Records

Stokes County property record for 723 Summit St, Walnut Cove, NC 27052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1949
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Feb 2024)
Tax Bill	$2,364 (2026)
Deeds & Mortgages	Jan 2025 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`696318400809`

Property Details

APN / Parcel Number

Primary APN	`696318400809`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,438 sqft Heated Area
1st Floor Area	1,438 sqft
Attic	Attic
Attic Area	248 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	723 SUMMIT ST
City	WALNUT COVE
State	NC
Zip	27052-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	WALNUT COVE STOKES
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	1
Census Block	1029
Census Tract	70702

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 SUMMIT ST, WALNUT COVE, NC 27052-9320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Mar 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Feb 29, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 29, 2024 · Amount on Record
Deed Sale	Feb 29, 2024 · Amount on Record
Prior Sale	May 6, 2005 · Amount on Record
Deed Document Number	20241068
Deed Book / Page	772 / 2424
Prior Transfer Date	Jan 21, 2013
Prior Transfer Doc	00637/1091
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	723 SUMMIT ST, WALNUT COVE, NC 27052-9320
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 SUMMIT ST, WALNUT COVE, NC 27052-9320

Mortgage

Document Number	00783/1965
Date	Jan 9, 2025
Book Page	783/1965
Instrument	77

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOKES NC
Property Address	723 SUMMIT ST, WALNUT COVE, NC 27052-9320
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 SUMMIT ST, WALNUT COVE, NC 27052-9320

Mortgage

Document Number	00773/2190
Date	Mar 27, 2024
Book Page	773/2190
Instrument	1530

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2039

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Feb 29, 2024
Property Address	723 SUMMIT ST, WALNUT COVE, NC 27052-9320
Document Number	00772/2424
Book / Page	772 / 2424
Instrument Date	Feb 19, 2024
Instrument	1068
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	749 OAK DR, DOVER, DE 19904-4341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 SUMMIT ST, WALNUT COVE, NC 27052-9320

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Municipality	Walnut Cove Town
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,364.00 (+4.19%)	$224,100 (-) Land $25,000 Building $199,100	$224,100 (-) Land $25,000 Building $199,100
2025	$2,269.00 (+95.27%)	$224,100 (+104.28%) Land $25,000 Building $199,100	$224,100 (+104.28%) Land $25,000 Building $199,100
2023	$1,162.00	$109,700 (-) Land $20,000 Building $89,700	$109,700 (-) Land $20,000 Building $89,700
2022	$1,162.00	$109,700 Land $20,000 Building $89,700	$109,700 Land $20,000 Building $89,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WALNUT COVE serves 2,210 people · EPA ID NC0285015
Water Source	Purchased surface water from STOKES COUNTY WATER & SEWER AUTH
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	50 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: RiverStreet Networks.

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