712 Summit St, Walnut Cove, NC 27052 Property Records

Stokes County property record for 712 Summit St, Walnut Cove, NC 27052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,637 sqft · built 1925
Lot Size	1.26 acres (54,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2024)
Tax Bill	$3,950 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`696318404557`

Property Details

APN / Parcel Number

Primary APN	`696318404557`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,637 sqft Heated Area
1st Floor Area	1,388 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Porch	Patio
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	712 SUMMIT ST
City	WALNUT COVE
State	NC
Zip	27052-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Jurisdiction	STOKES NC
Township / Civil Division	SAURATOWN
Census Block Group	1
Census Block	1030
Census Tract	70702

Owner

Source: Stokes County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	712 SUMMIT ST, WALNUT COVE, NC 27052-9320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Deed Document Number	2024574
Deed Book / Page	771 / 2429
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STOKES NC
Recording Date	Feb 1, 2024
Property Address	712 SUMMIT ST, WALNUT COVE, NC 27052-9320
Document Number	00771/2429
Book / Page	771 / 2429
Instrument Date	Jan 29, 2024
Instrument	574
Transaction Type	Transfer
Record Updated	Feb 14, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 LAKESIDE DR, WALNUT COVE, NC 27052-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 SUMMIT ST, WALNUT COVE, NC 27052-9320

Mortgage

Document Number	0000000575
Date	Feb 1, 2024
Instrument	575

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Stokes County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stokes County
Municipality	Walnut Cove Town
Unified School District	Stokes County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,950.00 (+4.19%)	$374,500 (-) Land $38,500 Building $336,000	$374,500 (-) Land $38,500 Building $336,000
2025	$3,791.00 (+109.1%)	$374,500 (+118.88%) Land $38,500 Building $336,000	$374,500 (+118.88%) Land $38,500 Building $336,000
2023	$1,813.00	$171,100 (-) Land $30,800 Building $140,300	$171,100 (-) Land $30,800 Building $140,300
2022	$1,813.00	$171,100 Land $30,800 Building $140,300	$171,100 Land $30,800 Building $140,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WALNUT COVE serves 2,210 people · EPA ID NC0285015
Water Source	Purchased surface water from STOKES COUNTY WATER & SEWER AUTH
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Tetrachloroethylene resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	50 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: RiverStreet Networks.

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