723 SE Douglas St, Bend, OR 97702 Property Records

Deschutes County property record for 723 SE Douglas St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 968 sqft · built 1978
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181204 CA 05900`

Property Details

APN / Parcel Number

Primary APN	`181204 CA 05900`
Alternative APNs	`R1001181204CA05900` `106833`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Mixed
Garage Area	308 sqft
Deck Area	63 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	106833
Old Parcel Number	R1001181204CA05900
Street Address	723 SE DOUGLAS ST
City	BEND
State	OR
Zip	97702-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:11 BLK:1 SUBD:CLEAR SKY ESTATES SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12 MAP REF:181204-CA
Legal Range	12E
Legal Township	18S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	CLEAR SKY ESTATES
Legal Block	1
Legal Lot Number	11
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3004
Census Tract	1501

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 SE DOUGLAS ST, BEND, OR 97702-1431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit MID OREGON FCU
Sep 23, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MID OREGON FCU
Sep 21, 2018	Deed of Trust, Mortgage MID OREGON FCU
Mar 24, 2020	Deed of Trust, Mortgage · Commercial Mortgage MID OREGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 23, 2025
Transfer Doc	0000025935
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	723 SE DOUGLAS ST, BEND, OR 97702-1431
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 SE DOUGLAS ST, BEND, OR 97702-1431

Mortgage

Document Number	0000006541
Date	Mar 9, 2026
Instrument	2026-06541

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Sep 23, 2025
Property Address	723 SE DOUGLAS ST, BEND, OR 97702-1431
Document Number	0000025935
Instrument Date	Sep 19, 2025
Instrument	2025-25935
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 SE DOUGLAS ST, BEND, OR 97702-1431

Mortgage

Document Number	0000025936
Date	Sep 23, 2025
Instrument	2025-25936

Lender

Name	MID OREGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.09%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	5.09%
Max Rate At Change	9.09%
Index	5-Year CMT
Max Rate	17%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	723 SE DOUGLAS ST, BEND, OR 97702-1431
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038466
Date	Sep 21, 2018
Instrument	2018-38466

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97702

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	723 SE DOUGLAS ST, BEND, OR 97702-1431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DESCHUTES COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013351
Date	Mar 24, 2020
Instrument	2020-13351

Lender

Name	MID OREGON FCU
Type	Credit Union
Address	BEND, OR 97708

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (+3.95%)	$140,250 (+3%)	$437,410 (+2.17%) Land $179,620 Building $257,790
2024	$2,279.00 (+7.86%)	$136,170 (+3%)	$428,110 (-4.42%) Land $165,060 Building $263,050
2023	$2,113.00	$132,210	$447,910 Land $165,060 Building $282,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, Verizon, Vero Fiber, Webformix.

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