648 SE Douglas St, Bend, OR 97702 Property Records

Deschutes County property record for 648 SE Douglas St, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1978
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jul 2021)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181204 CA 05000`

Property Details

APN / Parcel Number

Primary APN	`181204 CA 05000`
Alternative APNs	`R1001181204CA05000` `106442`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	308 sqft
Deck Area	296 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	106442
Old Parcel Number	R1001181204CA05000
Street Address	648 SE DOUGLAS ST
City	BEND
State	OR
Zip	97702-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:4 BLK:2 SUBD:CLEAR SKY ESTATES SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 12 MAP REF:181204-CA
Legal Range	12E
Legal Township	18S
Legal Section	04
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	CLEAR SKY ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3003
Census Tract	1501

Owner

Source: Deschutes County records · APN 181204 CA 05000

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	648 SE DOUGLAS ST, BEND, OR 97702-1434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	2021-44368
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 29, 2021
Property Address	648 SE DOUGLAS ST, BEND, OR 97702-1434
Document Number	0000044368
Map Reference	CAB B PG 225
Instrument Date	Jul 26, 2021
Instrument	2021-44368
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 SE DOUGLAS ST, BEND, OR 97702-1434

Mortgage

Document Number	0000044369
Date	Jul 29, 2021
Instrument	2021-44369

Lender

Name	LONDON FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,575.00 (+3.91%)	$152,440 (+3%)	$433,240 (+2.04%) Land $173,150 Building $260,090
2024	$2,478.00 (+7.88%)	$148,000 (+3%)	$424,580 (-4.49%) Land $159,180 Building $265,400
2023	$2,297.00	$143,690	$444,560 Land $159,180 Building $285,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Company Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile USA, VFN Holdings, Webformix Company.

Based on FCC filings for 282 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BEND serves 77,704 people
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.