723 Ruth Ave, Lima, OH 45801 Property Records

Allen County property record for 723 Ruth Ave, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 712 sqft · built 1940
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Apr 2023)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-2412-15-010.000`

Property Details

APN / Parcel Number

Primary APN	`36-2412-15-010.000`
Alternative APN	`M3736241215010000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	712 sqft Living Area
Gross Area	1,229 sqft
1st Floor Area	712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	142 ft deep x 42 ft wide
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	289 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	723 RUTH AVE
City	LIMA
State	OH
Zip	45801-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAR GARDENS LOT 11775 N PT FF 41.75
Legal Subdivision	WAR GARDENS
Legal Lot Number	11775
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2015
Census Tract	12200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 RUTH AVE, LIMA, OH 45801-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TOPMARK FCU
May 13, 2021	Warranty Deed, Transfer · FHA Mortgage MYCUMORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2023 · Amount on Record
Deed Sale	Apr 12, 2023 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	20232964
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 12, 2023
Property Address	723 RUTH AVE, LIMA, OH 45801-2748
Document Number	4120002964
Book / Page	2023 / 2964
Map Reference	MB 3 PG 316
Instrument Date	Apr 11, 2023
Instrument	202304120002964
Transaction Type	Transfer
Record Updated	Apr 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 RUTH AVE, LIMA, OH 45801-2748

Mortgage

Document Number	4120002965
Date	Apr 12, 2023
Instrument	202304120002965

Lender

Name	TOPMARK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 13, 2021
Property Address	723 RUTH AVE, LIMA, OH 45801-2748
Document Number	5130006497
Book / Page	2021 / 6497
Map Reference	MB 3 PG 316
Instrument Date	May 13, 2021
Instrument	202105130006497
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 RUTH AVE, LIMA, OH 45801-2748

Mortgage

Document Number	5130006499
Date	May 13, 2021
Book Page	2021/6499
Instrument	202105130006499

Lender

Name	MYCUMORTGAGE LLC
Type	Mortgage Company
Address	DAYTON, OH 45431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00 (-1.21%)	$25,270 (-) Land $3,150 Building $22,120	$72,200 (-) Land $9,000 Building $63,200
2024	$1,074.00 (+20.81%)	$25,270 (+35.93%) Land $3,150 Building $22,120	$72,200 (+35.97%) Land $9,000 Building $63,200
2023	$889.00 (-1.11%)	$18,590 (-) Land $2,310 Building $16,280
2022	$899.00	$18,590 Land $2,310 Building $16,280
2021			$53,100 Land $6,600 Building $46,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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