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716 Ruth Ave, Lima, OH 45801 Property Records

Allen County property record for 716 Ruth Ave, Lima, OH 45801

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,714 sqft · built 1940
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Aug 2026)
Tax Bill$1,164 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Apr 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN36-2412-14-020.000

Property Details

APN / Parcel Number

Primary APN36-2412-14-020.000
Alternative APN
  • M3736241214020000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area3,528 sqft
1st Floor Area1,714 sqft
Basement Area1,714 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1981
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions87 ft deep x 120 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchStoop
Porch Area124 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address716 RUTH AVE
CityLIMA
StateOH
Zip45801-2749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWAR GARDENS PT 11708 & PT 11709 JOINT TEN FF 120.00
Legal SubdivisionWAR GARDENS
Legal Lot Number11708
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group2
Census Block2012
Census Tract12200

Owner

Source: Allen County records · APN 36-2412-14-020.000

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address716 RUTH AVE, LIMA, OH 45801-2749
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2026Warranty Deed, Transfer · FHA Mortgage
DAS ACQUISITION
Apr 14, 2026Affidavit, Transfer
Sep 01, 2017Grant Deed, Transfer · Conventional Mortgage
FIRST FED'L BK/THE MIDWEST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2026 · Amount on Record
Deed SaleAug 06, 2026 · Amount on Record
Prior SaleApr 21, 2010 · Amount on Record
Deed Document Number20268159
Prior Transfer DateApr 16, 2010
Prior Transfer Doc4210003920
Record UpdatedSep 20, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateAug 06, 2026
Property Address716 RUTH AVE, LIMA, OH 45801-2749
Document Number0000008159
Instrument DateJun 10, 2026
Instrument20268159
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$57,570.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address716 RUTH AVE, LIMA, OH 45801-2749

Mortgage

Document Number0000008160,
DateAug 06, 2026
Instrument20268160
Lender
NameDAS ACQUISITION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.49%
Max Rate-1%

Mortgage

Document Number0000008161,
DateAug 06, 2026
Instrument20268161
Lender
NameOHIO HOUSING FINANCE AGENCY
Agreement
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

April 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionALLEN OH
Recording DateApr 14, 2026
Property Address716 RUTH AVE, LIMA, OH 45801-2749
Document Number0000003606
Instrument DateApr 14, 2026
Instrument20263606
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 RUTH AVE, LIMA, OH 45801-2749

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEN OH
Recording DateSep 01, 2017
Property Address716 RUTH AVE, LIMA, OH 45801-2749
Document Number0000009739
Instrument DateAug 28, 2017
Instrument9739
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address716 RUTH AVE LIMA OH 458012749, LIMA, OH 45801-2749

Mortgage

Document Number9740
DateSep 01, 2017
Book Page002017/009740
Instrument9740
Lender
NameFIRST FED'L BK/THE MIDWEST
TypeBank
AddressDEFIANCE, OH 43512
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 31, 2047

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictElida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,164.00 (-2.35%) Homeowner's exemption$38,790 (-) Land $7,040 Building $31,750$110,800 (-) Land $20,100 Building $90,700
2024$1,192.00 (+32.3%) Homeowner's exemption$38,790 (+35.96%) Land $7,040 Building $31,750$110,800 (+35.95%) Land $20,100 Building $90,700
2023$901.00 (-3.12%) Homeowner's exemption$28,530 (-) Land $5,180 Building $23,350
2022$930.00 Homeowner's exemption$28,530 Land $5,180 Building $23,350
2021$81,500 Land $14,800 Building $66,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 20, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Benton Ridge Telephone Company
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

May also be available: Defiance Holdings.

Based on FCC filings for 465 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLIMA CITY
serves 65,619 people
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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