723 E Alder St, Oakland, MD 21550 Property Records

Garrett County property record for 723 E Alder St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,764 sqft · built 1950
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2023)
Tax Bill	$2,926 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-004255`

Property Details

APN / Parcel Number

Primary APN	`17-004255`
Alternative APN	`004255`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,764 sqft Total Area
Basement Area	1 sqft
Finished Basement	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	216 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	004255
Street Address	723 E ALDER ST
City	OAKLAND
State	MD
Zip	21550-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	0.25 AC 723 E ALDER ST OAKLAND
Legal Subdivision	BRANT S ADDITION
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2046
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	723 E ALDER ST, OAKLAND, MD 21550-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed, Transfer · Stand-Alone First Mortgage GARRETT COUNTY COMMUNITY ACTION COM
Oct 17, 2019	Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Oct 17, 2019 · Amount on Record
Deed Book / Page	2506 / 28
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 14, 2023
Property Address	723 E ALDER ST, OAKLAND, MD 21550-1607
Document Number	0025060028
Book / Page	2506 / 28
Map Reference	LB 2 FO 502
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	DEEP CREEK TITLE GROU

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	723 E ALDER ST, OAKLAND, MD 21550-1607

Mortgage

Document Number	0025060054
Date	Aug 14, 2023
Instrument	2506-0054

Lender

Name	GARRETT COUNTY COMMUNITY ACTION COM
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0025060032
Date	Aug 14, 2023
Book Page	2506/32

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank
Address	BRUCETON MILLS, WV 26525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Oct 17, 2019
Property Address	723 E ALDER ST, OAKLAND, MD 21550-1607
Document Number	0021620495
Book / Page	2162 / 0495
Map Reference	LB 2 FO 502
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	723 E ALDER ST, OAKLAND, MD 21550-1607

Mortgage

Document Number	0002162501
Date	Oct 17, 2019
Instrument	2162/501

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,926.00 (+8.57%) Homeowner's exemption	$192,967 (+17.4%)	$206,700 (+11.07%) Land $23,300 Building $183,400
2023	$2,695.00	$164,367	$186,100 Land $23,300 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Mountain Communications, T-Mobile, Verizon, Xfinity.

Nearby Properties on E Alder St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures