705 E Alder St, Oakland, MD 21550 Property Records

Garrett County property record for 705 E Alder St, Oakland, MD 21550

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,242 sqft · built 1926
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$160,000 (Dec 2012)
Tax Bill$3,005 (2026)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN17-003550

Property Details

APN / Parcel Number

Primary APN17-003550
Alternative APN
  • 003550

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,242 sqft Total Area
Utility Area18 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
PorchSlab
Porch Area590 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number003550
Street Address705 E ALDER ST
CityOAKLAND
StateMD
Zip21550-1607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description0.50 AC 705 E ALDER ST OAKLAND
Legal SubdivisionBRANTS ADD OAKLAND TOWN
JurisdictionGARRETT MD
Township / Civil Division7, EAST OAKLAND
Census Block Group2
Census Block2046
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Oakland Historic District
listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address705 E ALDER ST, OAKLAND, MD 21550-1607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2012 · Amount on Record
Deed SaleDec 11, 2012 · Amount on Record
Prior SaleMay 22, 2009 · Amount on Record
Deed Book / Page1704 / 317
Record UpdatedOct 29, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address705 E ALDER ST, OAKLAND, MD 21550-1607
Document Number0020410227
Book / Page002041 / 000227
Instrument DateNov 9, 2017
Transaction TypeMortgage
Record UpdatedDec 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 E ALDER ST OAKLAND MD 215501607, OAKLAND, MD 21550-1607

Mortgage

Document Number0020410227
DateNov 16, 2017
Book Page002041/000227
Lender
NameLAURENCE J & BARBARA S MILLER
Address705 E ALDER ST, OAKLAND, MD 21550-1607
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityOakland Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,005.00 (+5.77%) Homeowner's exemption$226,867 (+23.39%)$235,400 (+5.75%) Land $25,000 Building $210,400
2023$2,841.00 Homeowner's exemption$183,867$222,600 Land $25,000 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 1,850 people · EPA ID MD0110008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50
Pogozone powered by Neubeam
Fixed Wireless
300 / 40

May also be available: Mountain Communications, T-Mobile, Verizon, Xfinity.

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