723 Cross St, Lodi, CA 95242 Property Records

San Joaquin County property record for 723 Cross St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,097 sqft · built 1953
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jan 2018)
Tax Bill	$3,408 (2026)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`035-220-320-000`

Property Details

APN / Parcel Number

Primary APN	`035-220-320-000`
Alternative APN	`035-220-32`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,097 sqft Living Area
1st Floor Area	1,097 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	035-220-32
Street Address	723 CROSS ST
City	LODI
State	CA
Zip	95242-2410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTWOOD HOMES 02 LOT 25
Legal Subdivision	WESTWOOD HOMES 02
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	2
Census Block	2011
Census Tract	4205

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 410, WOODBRIDGE, CA 95258-0410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 31, 2018	Grant Deed, Transfer · Stand-Alone Second Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 31, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2018 · Amount on Record
Deed Sale	Jan 31, 2018 · Amount on Record
Prior Sale	Nov 17, 2008 · Amount on Record
Deed Document Number	201810526
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	0000010525
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	723 CROSS ST, LODI, CA 95242-2410
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CROSS ST, LODI, CA 95242-2410

Mortgage

Document Number	0000087918
Date	May 20, 2021
Instrument	2021-087918

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 31, 2018
Property Address	723 CROSS ST, LODI, CA 95242-2410
Document Number	0000010526
Map Reference	MB 13 PG 83
Instrument Date	Jan 19, 2018
Instrument	2018-010526
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY S

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	723 CROSS ST, LODI, CA 95242-2410

Mortgage

Document Number	0000010527
Date	Jan 31, 2018
Instrument	2018-010527

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Mortgage

Document Number	0000010528
Date	Jan 31, 2018
Instrument	2018-010528

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 31, 2018
Property Address	723 CROSS ST, LODI, CA 95242-2410
Document Number	0000010525
Instrument Date	Jan 19, 2018
Instrument	10525
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	648 JOAQUIN ST LODI CA 952404312, LODI, CA 95240-4312

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,408.00 (+0.32%)
2025	$3,397.00 (+4.01%)	$312,898 (+4.04%) Land $68,267 Building $244,631
2023	$3,266.00 (+2.25%)	$300,750 Land $65,617 Building $235,133	$366,840
2022	$3,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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