718 Cross St, Lodi, CA 95242 Property Records

San Joaquin County property record for 718 Cross St, Lodi, CA 95242

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,767 sqft · built 1953
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (May 2010)
Tax Bill	$2,948 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Line of Credit + 5 more
Flood Zone	Zone X (moderate risk)
APN	`035-220-290-000`

Property Details

APN / Parcel Number

Primary APN	`035-220-290-000`
Alternative APN	`035-220-29`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,767 sqft Living Area
1st Floor Area	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Area	378 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	035-220-29
Street Address	718 CROSS ST
City	LODI
State	CA
Zip	95242-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WESTWOOD HOMES 02
Legal Block	1
Legal Lot Number	28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1010
Census Tract	4205

Owner

718 Cross St is owned and occupied by two individuals who acquired it in November 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	718 CROSS ST, LODI, CA 95242-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA LOAN ASSOCIATES INC
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit GREAT LAKES CU
May 26, 2017	Deed of Trust, Mortgage MOKELUMNE FCU
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 7, 2021	Quit Claim Deed, Transfer LOWER
Mar 19, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2010 · Amount on File
Deed Sale	May 18, 2010 · Amount on File
Deed Document Number	201066619
Last Transfer Date	Nov 27, 2020
Transfer Doc	0000002526
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	718 CROSS ST, LODI, CA 95242-2409
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 YORK STREET, LODI, CA 95242

Mortgage

Document Number	0000172050
Date	Oct 13, 2021
Instrument	2021-172050

Lender

Name	CALIFORNIA LOAN ASSOCIATES INC
Type	Mortgage Company
Address	ROCKLIN, CA 95765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	718 CROSS ST, LODI, CA 95242-2409
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 CROSS ST, LODI, CA 95242-2409

Mortgage

Document Number	0000072699
Date	Apr 26, 2021
Instrument	2021-072699

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	718 CROSS ST, LODI, CA 95242-2409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059458
Date	May 26, 2017
Instrument	2017-059458

Lender

Name	MOKELUMNE FCU
Type	Credit Union
Address	LODI, CA 95241

Agreement

Amount	Amount on Record
Term	121 Months
Due	Jun 2, 2027

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	718 CROSS ST, LODI, CA 95242-2409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139009
Date	Dec 2, 2019
Instrument	2019-139009

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2034

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 7, 2021
Property Address	718 CROSS ST, LODI, CA 95242-2409
Document Number	0000002526
Instrument Date	Nov 27, 2020
Instrument	2526
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	MEYMAX TITLE AGENCY/OH LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	718 CROSS ST LODI CA 952422409, LODI, CA 95242-2409

Mortgage

Document Number	2527
Date	Jan 7, 2021
Instrument	2527

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 19, 2018
Property Address	718 CROSS ST, LODI, CA 95242-2409
Document Number	0000030497
Instrument Date	Mar 14, 2018
Instrument	30497
Transaction Type	Transfer
Record Updated	Mar 26, 2018

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	718 CROSS ST LODI CA 952422409, LODI, CA 95242-2409

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	718 CROSS ST, LODI, CA 95242-2409
Document Number	0000119073
Instrument Date	Oct 4, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	718 CROSS ST LODI CA 952422409, LODI, CA 95242-2409

Mortgage

Document Number	0000119073
Date	Oct 13, 2017
Instrument	119073

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 12, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 718 Cross St was $2,948, up 0.3% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,948.00 (+0.31%)
2025	$2,939.00	$270,500 Land $55,500 Building $215,000
2023	$2,826.00 (+2.28%)	$259,998 Land $53,346 Building $206,652	$470,160
2022	$2,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 718 Cross St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 718 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Matrix Broadband, Verizon.

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