723 Copley Pointe Dr, Richmond, KY 40475 Property Records

Madison County property record for 723 Copley Pointe Dr, Richmond, KY 40475

Property Summary

Property TypeOther
Owner2 Individual Names on File
Last Sale$257,713 (Jun 2020)
Tax Bill$2,876 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN0068-002H-0127

Property Details

APN / Parcel Number

Primary APN0068-002H-0127
Alternative APNs
  • 122519
  • 85477
  • 52043

Location & Zoning

Account Number52043
Street Address723 COPLEY POINTE DR
CityRICHMOND
StateKY
Zip40475-7589
Property CategoryOther
Property TypeOther > Miscellaneous
Legal DescriptionMAGNOLIA POINTE LOT 127 PH 2
Legal SubdivisionMAGNOLIA POINTE SUBDIVISION
Legal Phase2
Legal Lot Number127
JurisdictionMADISON KY
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1011
Census Tract10301

Owner

723 Copley Pointe Dr is owned by two individuals who bought it in June 2020.

Source: Madison County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address723 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Line of Credit
UNIVERSITY/KY FEDERAL CREDIT UNION
Dec 31, 2025Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Jun 26, 2020Deed, Subdivision Related Transfer · Conventional Mortgage
HOMETOWN LENDERS INC
Jan 14, 2020Warranty Deed, Construction Loan · Construction Mortgage
CITIZENS GUARANTY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on File
Deed SaleJun 26, 2020 · Amount on File
Prior SaleJan 14, 2020 · Amount on File
Deed Document Number202014014694
Deed Book / Page789 / 672
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateMay 19, 2026
Property Address723 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Document Number0014349792
Book / Page2469 / 491
Instrument DateMay 7, 2026
Instrument202614349792
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address723 COPLEY POINTE DR, RICHMOND, KY 40475-7589

Mortgage

Document Number0014349792,
DateMay 19, 2026
Book Page2469/491
Instrument202614349792
Lender
NameUNIVERSITY/KY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 25, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address723 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2436/574
DateDec 31, 2025
Book PageM2436/574
Instrument2014309144
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 25, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 26, 2020
Property Address723 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Document NumberD00789/672
Book / PageD00789 / 672
Map ReferenceCAB 28 SL 314
Instrument DateJun 19, 2020
Instrument2014014694
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 2, 2024
Title CompanyNOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address723 COPLEY POINTE, RICHMOND, KY 40475-7589

Mortgage

Document Number2014014695
DateJun 26, 2020
Instrument2014014695
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

January 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateJan 14, 2020
Property Address723 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Document NumberD00783/298
Book / PageD00783 / 298
Map ReferenceCAB 28 SL 314
Instrument DateJan 10, 2020
Instrument2014005381
Transaction TypeConstruction Loan
Record UpdatedFeb 2, 2024

Transaction

AmountAmount on Record
Tax$40.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address138 N KEENELAND DR, RICHMOND, KY 40475-7951

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 N KEENELAND DR STE E, E, RICHMOND, KY 40475-7951
InvestorPossibly a Property Investor

Mortgage

Document Number2014005382
DateJan 14, 2020
Instrument2014005382
Lender
NameCITIZENS GUARANTY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJan 10, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 723 Copley Pointe Dr was $2,876.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
MunicipalityRichmond City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,876.00$305,000$305,000
2023$2,499.00 (-0.32%)$257,713 (-)$257,713 (-)
2022$2,507.00$257,713$257,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 Copley Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 723 Copley Pointe Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRICHMOND UTILITIES
serves 35,640 people · EPA ID KY0760370
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Copley Pointe Dr

Nearby Streets

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