720 Copley Pointe Dr, Richmond, KY 40475 Property Records

Madison County property record for 720 Copley Pointe Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	2 Individual Names on File
Last Sale	$362,000 (May 2026)
Tax Bill	$3,724 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-002H-0043`

Property Details

APN / Parcel Number

Primary APN	`0068-002H-0043`
Alternative APNs	`106126` `143448` `73653`

Location & Zoning

Account Number	73653
Street Address	720 COPLEY POINTE DR
City	RICHMOND
State	KY
Zip	40475-7589
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	MAGNOLIA POINTE LOT 43 PH 2
Legal Subdivision	MAGNOLIA POINTE SUBDIVISION
Legal Phase	2
Legal Lot Number	43
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1011
Census Tract	10301

Owner

720 Copley Pointe Dr is owned by two individuals who bought it in May 2026.

Source: Madison County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 29, 2021	Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Prior Sale	Jan 4, 2022 · Amount on File
Deed Document Number	202614343980
Deed Book / Page	882 / 165
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 1, 2026
Property Address	720 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Document Number	0014343980
Book / Page	882 / 165
Instrument Date	Apr 29, 2026
Instrument	2026.14343980
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,562.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 COPLEY POINTE DR, RICHMOND, KY 40475-7589

Mortgage

Document Number	0014343985,
Date	May 1, 2026
Instrument	2026.14343985

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 29, 2021
Property Address	720 COPLEY POINTE DR, RICHMOND, KY 40475-7589
Document Number	00D816/393
Book / Page	D816 / 393
Map Reference	CAB 28 SL 314
Instrument Date	Dec 22, 2021
Instrument	2014070175
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2250 THUNDERSTICK DR, LEXINGTON, KY 40505-9010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 COPLEY POINTE DR, RICHMOND, KY 40475-7589

Mortgage

Document Number	2014070176
Date	Dec 29, 2021
Instrument	2014070176

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 720 Copley Pointe Dr was $3,724.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,724.00	$395,000	$395,000
2023	$3,491.00 (-0.31%)	$359,951 (-)	$359,951 (-)
2022	$3,502.00	$359,951	$359,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Copley Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Copley Pointe Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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