723 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 723 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1910
Lot Size	0.112 acres (4,899 sqft)
Owner	2 Individual Names on Record
Last Sale	$194,000 (Jan 2022)
Tax Bill	$4,208 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-127-010`

Property Details

APN / Parcel Number

Primary APN	`15-21-127-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,224 sqft
Basement Area	848 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	4,899 sqft (0.112 acres)
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	723 CHARLES ST
City	AURORA
State	IL
Zip	60506-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE SUB : ALL LOT 7 & PT LOT 8 : BLK 1
Legal Subdivision	PARK RIDGE SUB
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2001
Census Tract	853100

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	723 CHARLES ST, AURORA, IL 60506-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Jan 7, 2015
Deed Document Number	20223576
Prior Transfer Date	Jul 23, 2008
Prior Transfer Doc	0000067541
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2022
Property Address	723 CHARLES ST, AURORA, IL 60506-3835
Document Number	0000003576
Instrument Date	Dec 21, 2021
Instrument	2022K003576
Transaction Type	Transfer
Record Updated	Jan 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	534 FLORIDA AVE, AURORA, IL 60506-2224

Mortgage

Document Number	0000003577
Date	Jan 19, 2022
Instrument	2022K003577

Lender

Name	QUICK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,208.00 (+12.69%) Homeowner's exemption	$64,663 (+9.39%) Land $10,178 Building $54,485	$194,067 (+9.39%) Land $30,546 Building $163,520
2024		$59,112 (+22.66%) Land $9,304 Building $49,808	$177,407 (+22.71%) Land $27,923 Building $149,484
2022	$3,734.00 (-8.9%) Homeowner's exemption	$48,190 (+7.41%) Land $7,585 Building $40,605	$144,570 (+7.41%) Land $22,755 Building $121,815
2021	$4,099.00	$44,866 Land $7,062 Building $37,804	$134,598 Land $21,186 Building $113,412

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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