714 Charles St, Aurora, IL 60506 Property Records

Kane County property record for 714 Charles St, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 954 sqft · built 1927
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2019)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-21-129-005`

Property Details

APN / Parcel Number

Primary APN	`15-21-129-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	2,298 sqft
1st Floor Area	954 sqft
Basement Area	954 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	306 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	714 CHARLES ST
City	AURORA
State	IL
Zip	60506-3836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK RIDGE SUBDN LOT 4 BLK 2 LOT DIMENSIONS: 50 X 120 APPROX LOT SQ FT 6000 SUBDIVISION: SEC 21-GALENA & NORTH RANGE CODE: 001
Legal Subdivision	PARK RIDGE SUB
Legal Block	2
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2015
Census Tract	853100

Owner

714 Charles St is owned and occupied by an individual who bought it in August 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	714 CHARLES ST, AURORA, IL 60506-3836
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Aug 27, 2019	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2019 · Amount on File
Deed Sale	Aug 27, 2019 · Amount on File
Prior Sale	Apr 19, 2001 · Amount on File
Deed Document Number	201939133
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	714 CHARLES ST, AURORA, IL 60506-3836
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037831
Date	Sep 30, 2025
Instrument	2025K037831

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 27, 2019
Property Address	714 CHARLES ST, AURORA, IL 60506-3836
Document Number	0000039133
Instrument Date	Apr 7, 2019
Instrument	2019K039133
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 CHARLES ST, AURORA, IL 60506-3836

Mortgage

Document Number	0000039134
Date	Aug 27, 2019
Instrument	2019K039134

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 714 Charles St was $4,000 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,000.00 Homeowner's exemption	$61,862 (+9.39%) Land $10,962 Building $50,900	$185,660 (+9.39%) Land $32,899 Building $152,761
2024		$56,552 Land $10,021 Building $46,531	$169,724 Land $30,075 Building $139,649
2022	$3,549.00 (+9.23%) Homeowner's exemption	$46,103 (+10.9%) Land $8,170 Building $37,933	$138,309 (+10.9%) Land $24,510 Building $113,799
2021	$3,249.00 Homeowner's exemption	$41,570 Land $7,606 Building $33,964	$124,710 Land $22,818 Building $101,892

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 714 Charles St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 714 Charles St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Watch TV.

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