723 Center St, Findlay, OH 45840 Property Records

Hancock County property record for 723 Center St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,448 sqft · built 1920
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$78,000 (Oct 2003)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-184-03-002.000`

Property Details

APN / Parcel Number

Primary APN	`1011-184-03-002.000`
Alternative APN	`560000186860`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	210 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	723 CENTER ST
City	FINDLAY
State	OH
Zip	45840-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORYS BRIGGS AVE ADD BLK 3 LOT 3
Legal Subdivision	CORYS BRIGGS AVE ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2010
Census Tract	800

Owner

723 Center St is owned and occupied by two individuals who acquired it in November 2024.

Source: Hancock County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	723 CENTER ST, FINDLAY, OH 45840-5823
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage CU MEMBERS MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2003 · Amount on File
Deed Sale	Oct 17, 2003 · Amount on File
Prior Sale	Apr 17, 1998 · Amount on File
Deed Document Number	200321055
Deed Book / Page	2212 / 2688
Last Transfer Date	Nov 1, 2024
Transfer Doc	02614/4549
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Sep 23, 2026
Property Address	723 CENTER ST, FINDLAY, OH 45840-5823
Document Number	0000007196
Book / Page	2632 / 5767
Instrument Date	Sep 11, 2026
Instrument	20267196
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 CENTER ST, FINDLAY, OH 45840-5823
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007196,
Date	Sep 23, 2026
Book Page	2632/5767
Instrument	20267196

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2036

Interest

Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	723 CENTER ST, FINDLAY, OH 45840-5823
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2585/1322
Date	Aug 3, 2021
Book Page	2585/1322
Instrument	202100009097

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	723 CENTER ST, FINDLAY, OH 45840-5823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GOLDEN KEY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2535/1874
Date	Mar 30, 2018
Book Page	2535/1874
Instrument	201800002387

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 723 Center St was $1,575 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,575.00	$51,380 Land $6,590 Building $44,790	$146,810 Land $18,840 Building $127,970
2023	$1,451.00 Homeowner's exemption	$40,780 Land $5,230 Building $35,550
2022			$116,530 Land $14,950 Building $101,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 723 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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