720 Center St, Findlay, OH 45840 Property Records

Hancock County property record for 720 Center St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$102,000 (Sep 2018)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-181-26-016.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-26-016.000`
Alternative APN	`580000242010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	178 sqft
Patio Area	48 sqft
Canopy	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 CENTER ST
City	FINDLAY
State	OH
Zip	45840-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HULL ADD LOT 8376
Legal Subdivision	HULL ADD
Legal Lot Number	8376
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2007
Census Tract	800

Owner

720 Center St is owned and occupied by an individual who acquired it in October 2018.

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	720 CENTER ST, FINDLAY, OH 45840-5824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Nov 1, 2018	Intrafamily Transfer, Transfer
Sep 26, 2018	Fiduciary Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST
Jan 2, 2018	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	20188065
Deed Book / Page	2545 / 2237
Last Transfer Date	Oct 31, 2018
Transfer Doc	02547/1964
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 15, 2021
Property Address	720 CENTER ST, FINDLAY, OH 45840-5824
Document Number	02577/3796
Book / Page	2577 / 3796
Instrument Date	Jan 13, 2021
Instrument	202100000590
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CENTER ST, FINDLAY, OH 45840-5824

Mortgage

Document Number	202100000591
Date	Jan 15, 2021
Instrument	202100000591

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Nov 1, 2018
Property Address	720 CENTER ST, FINDLAY, OH 45840-5824
Document Number	02547/1964
Book / Page	2547 / 1964
Instrument Date	Oct 31, 2018
Instrument	201800009137
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	720 CENTER ST, FINDLAY, OH 45840-5824

September 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 26, 2018
Property Address	720 CENTER ST, FINDLAY, OH 45840-5824
Document Number	02545/2237
Book / Page	2545 / 2237
Instrument Date	Sep 24, 2018
Instrument	201800008065
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 CENTER ST, FINDLAY, OH 45840-5824

Mortgage

Document Number	201800008066
Date	Sep 26, 2018
Instrument	201800008066

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

January 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 2, 2018
Property Address	720 CENTER ST, FINDLAY, OH 45840-5824
Document Number	02531/1479
Book / Page	2531 / 1479
Instrument Date	Jul 14, 2017
Instrument	201800000047
Transaction Type	Foreclosure
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$141.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8170 TOWNSHIP ROAD 32, JENERA, OH 45841-8916

Tax Assessment & Valuation

The 2025 property tax bill for 720 Center St was $1,430 with a homeowner's exemption, up 8.7% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00 (+8.75%) Homeowner's exemption	$46,650 (+25.98%) Land $6,530 Building $40,120	$133,270 Land $18,650 Building $114,620
2024	$1,315.00 (-0.15%)	$37,030 (-) Land $5,180 Building $31,850
2023	$1,317.00 Homeowner's exemption	$37,030 Land $5,180 Building $31,850
2022			$105,790 Land $14,800 Building $90,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Center St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless.

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