Lancaster County property record for 723 Bernhard Ave, Mount Joy, PA 17552
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,340 sqft · built 1985 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $168,900 (Mar 2014) |
| Tax Bill | $3,863 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-61606-0-0000 |
| Primary APN | 450-61606-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,516 sqft |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 1,376 sqft |
| Finished Basement | 312 sqft |
| Unfinished Basement | 1,064 sqft |
| Game Room | Game Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 723 BERNHARD AVE |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 723 BERNHARD AVE |
| Legal Lot Number | 36 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MOUNT JOY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10902 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 723 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ORRSTOWN BANK |
| Dec 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ORRSTOWN BANK |
| Apr 7, 2020 | Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2014 · Amount on File |
| Deed Sale | Mar 19, 2014 · Amount on File |
| Deed Document Number | 20146134771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 723 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006637658 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 6637658 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 723 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006498297 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 6498297 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 723 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006516244 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 6516244 |
| Name | ORRSTOWN BANK |
|---|---|
| Type | Bank |
| Address | SHIPPENSBURG, PA 17257 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Mount Joy Borough |
| Unified School District | Donegal School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,900 (-) Land $29,800 Building $112,100 | $141,900 (-) Land $29,800 Building $112,100 | |
| 2025 | $3,863.00 (+1.77%) | ||
| 2024 | $3,796.00 | $141,900 Land $29,800 Building $112,100 | |
| 2018 | $141,900 Land $29,800 Building $112,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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