Lancaster County property record for 720 Bernhard Ave, Mount Joy, PA 17552
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1985 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,951 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 450-58699-0-0000 |
| Primary APN | 450-58699-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,112 sqft |
| 1st Floor Area | 480 sqft |
| Upper Floors Area | 480 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Slab |
| Patio Area | 366 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 720 BERNHARD AVE |
|---|---|
| City | MOUNT JOY |
| State | PA |
| Zip | 17552-1008 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | MDR |
| Legal Description | 720 BERNHARD AVE |
| Legal Lot Number | 38 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MOUNT JOY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 10902 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 720 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TEAM FIRST FEDERAL CREDIT UNION |
| Feb 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEAM FIRST FCU |
| May 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage TEAM FIRST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Apr 7, 2026 |
| Property Address | 720 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Document Number | 20260013339 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202613339 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 720 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Document Number | 0000013339, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202613339 |
| Name | TEAM FIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 106 Months |
| Due | Feb 28, 2035 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 720 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006663848 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 6663848 |
| Name | TEAM FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, PA 17603 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 100 Months |
| Due | Jun 28, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 720 BERNHARD AVE, MOUNT JOY, PA 17552-1008 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006601403 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 6601403 |
| Name | TEAM FIRST FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, PA 17603 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 74 Months |
| Due | Jul 30, 2027 |
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Mount Joy Borough |
| Unified School District | Donegal School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,400 (-) Land $40,800 Building $67,600 | $108,400 (-) Land $40,800 Building $67,600 | |
| 2025 | $2,951.00 (+1.76%) | ||
| 2024 | $2,900.00 | $108,400 Land $40,800 Building $67,600 | |
| 2018 | $108,400 Land $40,800 Building $67,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT JOY BORO AUTH serves 15,261 people · EPA ID PA7360091 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jan 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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