Seminole County property record for 723 Bentley St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,043 sqft · built 1994 |
| Lot Size | 0.23 acres (10,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Apr 2026) |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-31-514-0000-0370 |
| Primary APN | 09-21-31-514-0000-0370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,043 sqft Living Area |
| Gross Area | 2,443 sqft |
| 1st Floor Area | 2,043 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 10,004 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 723 BENTLEY ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-8171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 37 BENTLEY WOODS PB 41 PGS 79 TO 82 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | BENTLEY WOODS |
| Legal Tract | 514 |
| Legal Lot Number | 37 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 21313 |
Source: Seminole County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer LEADING EDGE TITLE |
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FEDERAL CREDIT UNION |
| Jun 18, 2026 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FEDERAL CREDIT UNION |
| Jul 24, 2019 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN AIRLINES FCU |
| Aug 2, 2017 | Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2026 · Amount on Record |
| Deed Sale | Apr 20, 2026 · Amount on Record |
| Prior Sale | Jan 15, 2014 · Amount on Record |
| Deed Document Number | 202638787 |
| Deed Book / Page | 11022 / 1741 |
| Prior Transfer Date | Jan 10, 2014 |
| Prior Transfer Doc | 0082481667 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 20, 2026 |
| Property Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Document Number | 0000038787 |
| Book / Page | 11022 / 1741 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 2026.38787 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | LEADING EDGE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $452,480.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 28, 2026 |
| Property Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Document Number | 0000041690 |
| Book / Page | 11027 / 1324 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 202641690 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Document Number | 0000041690, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 11027/1324 |
| Instrument | 202641690 |
| Name | AMERICAN AIRLINES FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.24% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Document Number | 0000060981 |
| Book / Page | 11059 / 1410 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 202660981 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Document Number | 0000060981, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 11059/1410 |
| Instrument | 202660981 |
| Name | AMERICAN AIRLINES FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.24% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094001868 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 09400/1868 |
| Instrument | 2019079197 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0095281000 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 09528/1000 |
| Instrument | 2020011423 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Address | DALLAS, TX 75261 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 723 BENTLEY ST, OVIEDO, FL 32765-8171 |
| Document Number | 0089730806 |
| Book / Page | 008973 / 000806 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 723 BENTLEY ST OVIEDO FL 327658171, OVIEDO, FL 32765-8171 |
| Document Number | 0089730806 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 008973/000806 |
| Instrument | 83630 |
| Name | AMERICAN AIRLINES EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 17, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,046.00 (+12.17%) Homeowner's exemption | $279,210 (+5.99%) | $501,900 (+8.5%) Land $125,000 Building $376,900 |
| 2023 | $3,607.00 (+2.82%) Homeowner's exemption | $263,438 (+3%) | $462,592 (+2.91%) Land $115,000 Building $347,592 |
| 2022 | $3,508.00 Homeowner's exemption | $255,765 | $449,491 Land $105,000 Building $344,491 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 61 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 61 in force |
| Nearby Flood Claims | 40 (1992–2024) |
| Claims Outside the SFHA | 9 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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