703 Bentley St, Oviedo, FL 32765 Property Records

Seminole County property record for 703 Bentley St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,311 sqft · built 1994
Lot Size0.289 acres (12,613 sqft)
Owner2 Individual Names on Record
Last Sale$357,000 (Jan 2019)
Tax Bill$4,950 (2025)
Deeds & MortgagesFeb 2026 Second Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-21-31-514-0000-0360

Property Details

APN / Parcel Number

Primary APN09-21-31-514-0000-0360

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area2,311 sqft Living Area
1st Floor Area2,312 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area12,613 sqft
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool Area1 sqft
PorchPorch
Porch Area309 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address703 BENTLEY ST
CityOVIEDO
StateFL
Zip32765-8171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 BENTLEY WOODS PB 41 PGS 79 TO 82
Legal Range31E
Legal Township21S
Legal Section09
Legal SubdivisionBENTLEY WOODS
Legal Tract514
Legal Lot Number36
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1034
Census Tract21313

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address703 BENTLEY ST, OVIEDO, FL 32765-8171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERISAVE MORTGAGE CORP
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
HAMILTON GROUP FUNDING INC
Jan 24, 2019Warranty Deed, Transfer · Conventional Mortgage
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2019 · Amount on Record
Deed SaleJan 24, 2019 · Amount on Record
Prior SaleFeb 1, 1994 · Amount on Record
Deed Document Number2019008446
Deed Book / Page09287 / 0779
Record UpdatedJun 8, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address703 BENTLEY ST, OVIEDO, FL 32765-8171
Transaction TypeMortgage
Record UpdatedFeb 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address703 BENTLEY ST, OVIEDO, FL 32765-8171

Mortgage

Document Number0109810972
DateFeb 11, 2026
Book Page10981/972
Instrument2026013735
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30342
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2046

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address703 BENTLEY ST, OVIEDO, FL 32765-8171
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLEADING EDGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096030295
DateMay 15, 2020
Book Page9603/295
Instrument2020050733
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJan 24, 2019
Property Address703 BENTLEY ST, OVIEDO, FL 32765-8171
Document Number0092870779
Book / Page009287 / 000779
Instrument DateJan 23, 2019
Instrument8446
Transaction TypeTransfer
Record UpdatedFeb 7, 2019
Title CompanyLEADING EDGE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,499.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address703 BENTLEY ST OVIEDO FL 327658171, OVIEDO, FL 32765-8171

Mortgage

Document Number92870781
DateJan 24, 2019
Book Page009287/000781
Instrument8447
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 23, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,950.00 (+13.98%) Homeowner's exemption$328,203 (+5.99%)$516,472 (+8.61%) Land $125,000 Building $391,472
2023$4,343.00 (+2.77%) Homeowner's exemption$309,663 (+3%)$475,515 (+2.87%) Land $115,000 Building $360,515
2022$4,226.00 Homeowner's exemption$300,644$462,228 Land $105,000 Building $357,228

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 61 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims40 (1992–2024)
Claims Outside the SFHA9 of 40
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 5 claims
  • Tropical Storm Fay, Sep 2008 · 13 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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