St. Johns County property record for 723 Bahia Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,677 sqft · built 1981 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,155 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Apr 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284177-0080 |
| Primary APN | 284177-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,677 sqft Living Area |
| Gross Area | 1,989 sqft |
| 1st Floor Area | 1,447 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 105 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 200 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 97 sqft |
| Deck Area | Deck Area |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 723 BAHIA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7666 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 14/40-46 ST AUG SHORES UNIT 6 LOT 8 BLK 177 OR5839/559 & 6204/123 (Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 40 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 6 |
| Legal Block | 177 |
| Legal Lot Number | 8 |
| Legal Unit | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21211 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 10, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 26, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Nov 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 11, 2018 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Feb 14, 2017 | Deed of Trust, Mortgage · Line of Credit COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 |
| Deed Sale | Aug 18, 2025 |
| Prior Sale | Oct 10, 2023 · Amount on Record |
| Deed Document Number | 202566423 |
| Deed Book / Page | 6204 / 123 |
| Prior Transfer Date | Jul 30, 2025 |
| Prior Transfer Doc | 0062040123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 10, 2023 |
| Property Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0058390559 |
| Book / Page | 5839 / 559 |
| Map Reference | MB 14 PG 40-46 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023080102 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | WATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1871 LAKOTNA DR, ORANGE PARK, FL 32073-2772 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0005839561 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 5839/561 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0055370075 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 5537/75 |
| Instrument | 2022038494 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0056221818 |
|---|---|
| Date | Aug 26, 2022 |
| Book Page | 5622/1818 |
| Instrument | 2022082240 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0050020950 |
| Instrument Date | Jul 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 723 BAHIA DR ST AUGUSTINE FL 320867666, ST AUGUSTINE, FL 32086-7666 |
| Document Number | 0050020950 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 005002/000950 |
| Instrument | 61926 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0048270110 |
| Instrument Date | Nov 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 723 BAHIA DR ST AUGUSTINE FL 320867666, ST AUGUSTINE, FL 32086-7666 |
| Document Number | 0048270110 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 004827/000110 |
| Instrument | 83188 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 11, 2018 |
| Property Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0045610358 |
| Book / Page | 004561 / 000358 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 40458 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2018 |
| Title Company | ACTION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,026.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 723 BAHIA DR ST AUGUSTINE FL 320867666, ST AUGUSTINE, FL 32086-7666 |
| Document Number | 45610360 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 004561/000360 |
| Instrument | 40459 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 723 BAHIA DR, SAINT AUGUSTINE, FL 32086-7666 |
| Document Number | 0043360467 |
| Book / Page | 004336 / 000467 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2017 |
| Name | Verified Name |
|---|---|
| Address | 723 BAHIA DR ST AUGUSTINE FL 320867666, ST AUGUSTINE, FL 32086-7666 |
| Document Number | 0043360467 |
|---|---|
| Date | Feb 27, 2017 |
| Book Page | 004336/000467 |
| Instrument | 13709 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,793 (+1.66%) Land $92,010 Building $235,783 | $327,793 (-3.64%) Land $92,010 Building $235,783 | |
| 2025 | $4,155.00 (+12.66%) Homeowner's exemption | $322,446 (+2.9%) | $340,176 (+8.56%) Land $86,839 Building $253,337 |
| 2024 | $3,688.00 (+41.57%) Homeowner's exemption | $313,359 (+39.54%) | $313,359 (+1.74%) Land $86,839 Building $226,520 |
| 2023 | $2,605.00 (+3.25%) Homeowner's exemption | $224,561 (+3%) | $307,987 (+10.07%) Land $86,839 Building $221,148 |
| 2022 | $2,523.00 Homeowner's exemption | $218,020 | $279,812 Land $56,194 Building $223,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 109 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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