7225 Rutha Ln, Lincoln, NE 68516 Property Records

Lancaster County property record for 7225 Rutha Ln, Lincoln, NE 68516

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,897 sqft · built 2013
Lot Size	0.248 acres (10,822 sqft)
Owner	2 Trust Names on File
Last Sale	$545,000 (Nov 2024)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit May 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`16-27-120-004-000`

Property Details

APN / Parcel Number

Primary APN	`16-27-120-004-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,897 sqft Living Area
Gross Area	4,375 sqft
1st Floor Area	1,597 sqft
Basement Area	1,585 sqft
Finished Basement	1,300 sqft
Unfinished Basement	285 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,822 sqft (0.248 acres)
Garage Type	Attached
Garage Area	971 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7225 RUTHA LN
City	LINCOLN
State	NE
Zip	68516-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE WOODLANDS AT YANKEE HILL 5TH ADDITION, BLOCK 2, LOT 4
Legal Subdivision	THE WOODLANDS AT YANKEE HILL 5TH ADDITIO
Legal Block	2
Legal Lot Number	4
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1021
Census Tract	3725

Owner

7225 Rutha Ln is owner-occupied and held in a trust since October 2025.

Source: Lancaster County records, as of June 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
May 18, 2022	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
Sep 6, 2024	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
Oct 31, 2025	Intrafamily Transfer, Transfer
Nov 27, 2024	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Nov 26, 2019	Grant Deed, Transfer AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC
Sep 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2024 · Amount on File
Deed Sale	Nov 27, 2024 · Amount on File
Prior Sale	Nov 26, 2019 · Amount on File
Deed Document Number	202437219
Last Transfer Date	Oct 30, 2025
Transfer Doc	0000037279
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006880
Date	Feb 1, 2021
Instrument	2021006880

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 14, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021637
Date	May 18, 2022
Instrument	2022021637

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027684
Date	Sep 6, 2024
Instrument	2024027684

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 4, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER NE
Recording Date	Oct 31, 2025
Property Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Document Number	0000037279
Instrument Date	Oct 30, 2025
Instrument	2025037279
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Nov 27, 2024
Property Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Document Number	0000037219
Instrument Date	Nov 21, 2024
Instrument	2024037219
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,226.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000037220
Date	Nov 27, 2024
Instrument	2024037220

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER NE
Recording Date	Nov 26, 2019
Property Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Document Number	0000048026
Instrument Date	Nov 18, 2019
Instrument	48026
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$798.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7225 RUTHA LN LINCOLN NE 685169509, LINCOLN, NE 68516-9509

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LANCASTER NE
Recording Date	Sep 12, 2018
Property Address	7225 RUTHA LN, LINCOLN, NE 68516-9509
Instrument Date	Sep 7, 2018
Instrument	36206
Transaction Type	Construction Loan
Record Updated	Oct 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7225 RUTHA LN LINCOLN NE 685169509, LINCOLN, NE 68516-9509

Mortgage

Document Number	0000036206
Date	Sep 12, 2018
Instrument	36206

Lender

Name	UNION BK&TR
Type	Bank
Address	3483 S 48TH ST, LINCOLN, NE 68506

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 11, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 7225 Rutha Ln was $6,199.

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,199.00	$482,500 Land $85,000 Building $397,500	$482,500 Land $85,000 Building $397,500
2023	$6,938.00 (+6.39%)	$414,000 (+19.48%) Land $75,000 Building $339,000	$414,000 (+19.48%) Land $75,000 Building $339,000
2022	$6,521.00	$346,500 Land $65,000 Building $281,500	$346,500 Land $65,000 Building $281,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7225 Rutha Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7225 Rutha Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Verizon.

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