7208 Rutha Ln, Lincoln, NE 68516 Property Records

Lancaster County property record for 7208 Rutha Ln, Lincoln, NE 68516

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 2,514 sqft · built 2013
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2020)
Tax Bill	$9,514 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-27-119-001-000`

Property Details

APN / Parcel Number

Primary APN	`16-27-119-001-000`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,514 sqft Living Area
1st Floor Area	1,182 sqft
Upper Floors Area	1,332 sqft
Basement Area	1,182 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Built-in
Garage Area	1,377 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	305 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	7208 RUTHA LN
City	LINCOLN
State	NE
Zip	68516-9509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	THE WOODLANDS AT YANKEE HILL 5TH ADDITION, BLOCK 1, LOT 1
Legal Subdivision	THE WOODLANDS AT YANKEE HILL 5TH ADDITIO
Legal Block	1
Legal Lot Number	1
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1009
Census Tract	3725

Owner

7208 Rutha Ln is owned and occupied by an individual who bought it in September 2020.

Source: Lancaster County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7208 RUTHA LN, LINCOLN, NE 68516-9509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Warranty Deed, Transfer · Conventional Mortgage NEBRASKA BANK OF COMMERCE
Nov 27, 2019	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on File
Deed Sale	Sep 18, 2020 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	2020047950
Record Updated	Jun 8, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Sep 18, 2020
Property Address	7208 RUTHA LN, LINCOLN, NE 68516-9509
Document Number	0000047950
Instrument Date	Aug 27, 2020
Instrument	2020047950
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CHARTER T&E SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000047951
Date	Sep 18, 2020
Instrument	2020047951

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	7208 RUTHA LN, LINCOLN, NE 68516-9509
Document Number	0000050157
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7208 RUTHA LN LINCOLN NE 685169509, LINCOLN, NE 68516-9509

Mortgage

Document Number	0000050157
Date	Dec 10, 2019
Instrument	50157

Lender

Name	UNION BK&TR
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 9, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7208 Rutha Ln was $9,514.

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,514.00	$538,600 Land $85,000 Building $453,600	$538,600 Land $85,000 Building $453,600
2023	$7,845.00	$468,100 Land $75,000 Building $393,100	$468,100 Land $75,000 Building $393,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7208 Rutha Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7208 Rutha Ln is moderate, ranking above 54% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 43% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, Verizon.

Nearby Properties on Rutha Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures