Howard County property record for 7225 Darby Downs, Elkridge, MD 21075 · Last verified August 2026
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 2,600 sqft · built 2008 |
| Lot Size | 9.22 acres (401,866 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2019) |
| Tax Bill | $5,382 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-317512 |
| Primary APN | 01-317512 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,600 sqft Total Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Condo/Apartment |
| Lot Area | 401,866 sqft (9.22 acres) |
| Account Number | 317512 |
|---|---|
| Street Address | 7225 DARBY DOWNS |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5437 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | P/O UN 5 P3 .2544 A 7225 DARBY DOWNS ELKRIDGE CROSSING CONDO |
| Legal Subdivision | ELKRIDGE XING CONDO TWNHM 02 |
| Legal Lot Number | 7225 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 601205 |
Source: Howard County records · APN 01-317512
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| May 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KWIK MORTGAGE CORP |
| May 29, 2019 | Deed, Transfer · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| May 18, 2017 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 29, 2019 · Amount on Record |
| Deed Sale | May 29, 2019 · Amount on Record |
| Prior Sale | May 18, 2017 · Amount on Record |
| Deed Book / Page | 18690 / 93 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0205650050 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 20565/50 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0205340428 |
|---|---|
| Date | May 08, 2021 |
| Book Page | 20534/428 |
| Name | KWIK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 29, 2019 |
| Property Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0186900093 |
| Book / Page | 18690 / 093 |
| Map Reference | LB 11335 FO 273 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | CROWN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 18690100 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 18690/100 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 18, 2017 |
| Property Address | 7225 DARBY DOWNS, ELKRIDGE, MD 21075-5437 |
| Document Number | 0175920408 |
| Book / Page | 17592 / 408 |
| Map Reference | LB11335 FO27 |
| Instrument Date | Apr 28, 2017 |
| Instrument | 17592-408 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | GREATR MARYLAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7225 DARBY DOWNS # 7225, 7225, ELKRIDGE, MD 21075-5437 |
| Document Number | 17592415 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 17592-415 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,200 (+6.29%) Land $118,500 Building $276,700 | $395,200 (-) Land $118,500 Building $276,700 | |
| 2025 | $5,382.00 (+47.86%) | $371,800 (+14.4%) | $395,200 (+21.6%) Land $118,500 Building $276,700 |
| 2023 | $325,000 Land $97,500 Building $227,500 | $325,000 Land $97,500 Building $227,500 | |
| 2022 | $3,640.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276012052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 250 |
| Believe Wireless | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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