7223 Darby Downs, Elkridge, MD 21075 Property Records

Howard County property record for 7223 Darby Downs, Elkridge, MD 21075 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	2 ba · 1,600 sqft · built 2008
Lot Size	9.22 acres (401,866 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Sep 2025)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-317504`

Property Details

APN / Parcel Number

Primary APN	`01-317504`
Alternative APN	`317504`

Interior

Full Baths	2 Baths
Building Area	1,600 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	401,866 sqft (9.22 acres)

Location & Zoning

Account Number	317504
Street Address	7223 DARBY DOWNS
City	ELKRIDGE
State	MD
Zip	21075-5437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	P/O UN 5 P3 .2544 A 7223 DARBY DOWNS ELKRIDGE CROSSING CONDO
Legal Subdivision	ELKRIDGE CING CONDO TWNHM 02 I
Legal Lot Number	7223
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

Source: Howard County records · APN 01-317504

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 30, 2022	Deed, Transfer NOT AVAILABLE, RESULTS TITLE & ESCROW LLC
Jan 26, 2021	Quit Claim Deed, Transfer TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Nov 27, 2017	Grant Deed, Transfer · Conventional with PMI TOWNEBANK MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Prior Transfer Date	Jan 27, 2025
Prior Transfer Doc	0226410226
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 24, 2025
Property Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0229290228
Book / Page	22929 / 228
Map Reference	PL 20110-20113
Instrument Date	Sep 04, 2025
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	PRUITT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3940 BROADLANDS LN, BROOMFIELD, CO 80023-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437

Mortgage

Document Number	0022929234
Date	Sep 24, 2025
Instrument	22929/234

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 30, 2022
Property Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0218110269
Book / Page	21811 / 269
Map Reference	PL 20110-20113
Instrument Date	Aug 01, 2022
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	NOT AVAILABLE, RESULTS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 26, 2021
Property Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0201450337
Book / Page	020145 / 000337
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Feb 10, 2021
Title Company	TITLE-RITE SERVICES INC, TITLE-RITE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7223 DARBY DOWNS ELKRIDGE MD 210755437, ELKRIDGE, MD 21075-5437

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0192690216
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 01, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7223 DARBY DOWNS ELKRIDGE MD 210755437, ELKRIDGE, MD 21075-5437

Mortgage

Document Number	0192690216
Date	Apr 02, 2020
Book Page	019269/000216

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Apr 01, 2040

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 27, 2017
Property Address	7223 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0179370320
Book / Page	017937 / 000320
Instrument Date	Nov 13, 2017
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7223 DARBY DOWNS ELKRIDGE MD 210755437, ELKRIDGE, MD 21075-5437

Mortgage

Document Number	179370327
Date	Nov 27, 2017
Book Page	017937/000327

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,800 (+5.52%) Land $107,000 Building $249,800	$356,800 (-) Land $107,000 Building $249,800
2025	$4,898.00 (+5.79%)	$338,133 (+12.41%)	$356,800 (+18.62%) Land $107,000 Building $249,800
2024	$4,630.00 (+39.96%)
2023		$300,800 Land $90,200 Building $210,600	$300,800 Land $90,200 Building $210,600
2022	$3,308.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276012052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
Believe Wireless	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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