7202 Mount Carmel Rd, Covington, TN 38019 Property Records

Tipton County property record for 7202 Mount Carmel Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,276 sqft · built 1995
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on File
Last Sale	$164,000 (Oct 2007)
Tax Bill	$963 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084099 02407`

Property Details

APN / Parcel Number

Primary APN	`084099 02407`
Alternative APN	`099 02407`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,276 sqft Living Area
1st Floor Area	1,512 sqft
Upper Floors Area	480 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	348 ft deep x 125 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Deck Area	120 sqft
Patio Area	400 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7202 MT CARMEL RD
City	COVINGTON
State	TN
Zip	38019-7638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 08, COUNTY AREA: C24
Legal Subdivision	JAMESLAND SEC A
Legal Lot Number	4
Jurisdiction	TIPTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2012
Census Tract	40800

Owner

7202 Mount Carmel Rd is owned and occupied by an individual who bought it in October 2007.

Source: Tipton County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	7202 MT CARMEL RD, COVINGTON, TN 38019-7638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2007 · Amount on File
Deed Sale	Oct 19, 2007 · Amount on File
Prior Sale	Aug 24, 1998 · Amount on File
Deed Book / Page	1368 / 374
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 4, 2022
Property Address	7202 MT CARMEL RD, COVINGTON, TN 38019-7638
Document Number	0001977159
Book / Page	1977 / 159
Map Reference	CAB C SL 22
Instrument Date	Sep 29, 2022
Instrument	260982
Transaction Type	Transfer
Record Updated	Oct 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7202 MT CARMEL RD, COVINGTON, TN 38019-7638

Mortgage

Document Number	0000260983
Date	Oct 4, 2022
Instrument	260983

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7202 Mount Carmel Rd was $963.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$963.00	$63,300 Land $8,400 Building $54,900
2023		$63,300 Land $8,400 Building $54,900
2022	$902.00
2020			$253,200 Land $33,600 Building $219,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7202 Mount Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7202 Mount Carmel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20