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7222 Hancock Rd, Montague, MI 49437 Property Records

Muskegon County property record for 7222 Hancock Rd, Montague, MI 49437

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,792 sqft · built 2002
Lot Size3.21 acres (139,828 sqft)
Owner2 Individual Names on Record
Last Sale$420,000 (Sep 2026)
Tax Bill$3,555 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Feb 2026 Line of Credit
Flood ZoneZone A (high risk)
APN61-01-123-400-0007-10

Property Details

APN / Parcel Number

Primary APN61-01-123-400-0007-10
Alternative APN
  • 01123400000710

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories2 Stories
Building Area1,792 sqft Living Area
1st Floor Area896 sqft
Basement Area896 sqft
Unfinished Basement896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Lot Area139,828 sqft (3.21 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address7222 HANCOCK RD
CityMONTAGUE
StateMI
Zip49437-9116
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE RIVER TOWNSHIP SEC 23 T12N R18W PT OF SW 1/4 OF SE 1/4 SD SEC 23 DEAS AS COM AT S 1/4 COR SD SEC TH ALG N/S 1/4 LINE N
Legal Range18W
Legal Township12N
Legal Section23
JurisdictionMUSKEGON MI
Township / Civil DivisionWHITE RIVER
Census Block Group1
Census Block1028
Census Tract3900

Owner

Source: Muskegon County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address271 RANDALL RD, NORTON SHORES, MI 49441-4965
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Warranty Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Feb 27, 2026Deed of Trust, Mortgage · Line of Credit
HARBORLIGHT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2026 · Amount on Record
Deed SaleSep 2, 2026 · Amount on Record
Prior SaleJan 24, 2003 · Amount on Record
Deed Document Number20265893172
Deed Book / Page4427 / 670
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMUSKEGON MI
Recording DateSep 2, 2026
Property Address7222 HANCOCK RD, MONTAGUE, MI 49437-9116
Document Number0005893172
Book / Page4427 / 670
Instrument DateSep 1, 2026
Instrument20265893172
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanySTAR TITLE SERVICES, STAR TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364,812.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 RANDALL RD, NORTON SHORES, MI 49441-4965

Mortgage

Document Number0005893172,
DateSep 2, 2026
Book Page4427/671
Instrument20265893172
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.12%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address7222 HANCOCK RD, MONTAGUE, MI 49437-9116
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7222 HANCOCK RD, MONTAGUE, MI 49437-9116

Mortgage

Document Number004409/302
DateFeb 27, 2026
Book Page4409/302
Instrument5874824
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 26, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionWhite River Township
Unified School DistrictMontague Area Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,500 (+5.53%)$393,000 (+5.53%)
2025$3,555.00 Homeowner's exemption$186,200$372,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1985–2019)
Claims Outside the SFHA2 of 3
Most Recent ClaimNov 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Truestream
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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