7214 Hancock Rd, Montague, MI 49437 Property Records

Muskegon County property record for 7214 Hancock Rd, Montague, MI 49437

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft · built 2003
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Apr 2003)
Tax Bill	$3,216 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`61-01-123-400-0007-30`

Property Details

APN / Parcel Number

Primary APN	`61-01-123-400-0007-30`
Alternative APN	`01123400000730`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	60,113 sqft (1.38 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7214 HANCOCK RD
City	MONTAGUE
State	MI
Zip	49437-9116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE RIVER TOWNSHIP PT OF SW /4 OF SE 1/4 SEC 23 T12N R18W DESC AS BEG AT S 1/4 COR OF SD SEC 23 TH N 00D 11M 11S W1320.06
Legal Range	18W
Legal Township	12N
Legal Section	23
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1028
Census Tract	3900

Owner

Source: Muskegon County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7214 HANCOCK RD, MONTAGUE, MI 49437-9116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jul 26, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MUSKEGON CO-OP FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2003 · Amount on Record
Deed Sale	Apr 8, 2003 · Amount on Record
Deed Document Number	20035035073
Deed Book / Page	3534 / 933
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Recording Date	Sep 23, 2026
Property Address	7214 HANCOCK RD, MONTAGUE, MI 49437-9116
Document Number	0005894513
Book / Page	4429 / 13
Instrument Date	Sep 16, 2026
Instrument	20265894513
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7214 HANCOCK RD, MONTAGUE, MI 49437-9116

Mortgage

Document Number	0005894513,
Date	Sep 23, 2026
Book Page	4429/13
Instrument	20265894513

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	7214 HANCOCK RD, MONTAGUE, MI 49437-9116
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7214 HANCOCK RD, MONTAGUE, MI 49437-9116

Mortgage

Document Number	4279/213
Date	Nov 1, 2021
Book Page	4279/213
Instrument	5744857

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	7214 HANCOCK RD, MONTAGUE, MI 49437-9116
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4257/489
Date	Apr 9, 2021
Book Page	4257/489
Instrument	5723155

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	7214 HANCOCK RD, MONTAGUE, MI 49437-9116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005595378
Date	Jul 26, 2017
Book Page	4129/590
Instrument	5595378

Lender

Name	MUSKEGON CO-OP FCU
Type	Credit Union
Address	MUSKEGON, MI 49440

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Aug 1, 2024

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	White River Township
Unified School District	Montague Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,700 (+5.43%)	$353,400 (+5.43%)
2025	$3,216.00 Homeowner's exemption	$167,600	$335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Hancock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures