Bay County property record for 7220 Grassy Point Rd, Panama City, FL 32409
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,040 sqft · built 1960 |
| Lot Size | 2.72 acres (118,788 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,848 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 07984-001-000 |
| Primary APN | 07984-001-000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 1,842 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 118,788 sqft (2.72 acres) |
| Lot Dimensions | 200 ft deep x 165 ft wide |
| Garage Type | Carport |
| Garage Area | 396 sqft |
| Carport | Carport |
| Carport Area | 396 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 342 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7220 GRASSY POINT RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32409-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC16 |
| Legal Description | 27 2S 14W -62.1- 101A3 BEG AT SE COR OF S1/2 OF S1/2 OF SE1/4 OF NW1/4 OF SW1/4 TH W50 N65 W100 N100 E150 S165 TO POB AND N1/2 OF S1/2 OF SE1/4 OF NW1/4 OF SW1/4 LYING S OF FANNING BAYOU (ACCESS ACROSS #8012) DB 226 P 309 ORB 549 P 140-ORB 1377 P 687 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | FANNING BAYOU |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 203 |
7220 Grassy Point Rd is owner-occupied and held in a trust since June 2024.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7220 GRASSY POINT RD, SOUTHPORT, FL 32409-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 4, 2024 |
| Transfer Doc | 0048081249 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7220 Grassy Point Rd was $3,848 with exemptions applied, up 2.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+2.56%) Homeowner's exemption Widower's exemption Additional exemption filed | $384,075 | $651,141 Land $586,905 Building $64,236 |
| 2024 | $3,752.00 (+817.36%) | ||
| 2023 | $409.00 (+9.07%) Homeowner's exemption | $60,207 (+3%) | $291,168 (+11.92%) Land $244,664 Building $46,504 |
| 2022 | $375.00 Homeowner's exemption | $58,453 | $260,150 Land $217,934 Building $42,216 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7220 Grassy Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 326 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 389 units insured incl. 63 condo units |
| Nearby Flood Claims | 20 (1995–2021) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7220 Grassy Point Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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