Bay County property record for 7039 Grassy Point Rd, Panama City, FL 32409
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,589 sqft · built 1976 |
| Lot Size | 0.572 acres (24,916 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Apr 2002) |
| Tax Bill | $957 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 08026-010-000 |
| Primary APN | 08026-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,589 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 24,916 sqft (0.572 acres) |
| Lot Dimensions | 215 ft deep x 116 ft wide |
| Garage Type | Carport |
| Garage Area | 192 sqft |
| Carport | Carport |
| Carport Area | 192 sqft |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7039 GRASSY POINT RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32409-1471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 27 2S 14W -106.1- 101A3 BEG 330 N & 254.51 E OF NW COR SEC 34 TH CONT E 105.49 S 194 TO GRASSY PT RD SWLY 126.46 N 236.78 TO POB ORB 1677 P 1718 ORB 2134 P 845 |
| Legal Range | 14W |
| Legal Township | 02S |
| Legal Section | 27 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 203 |
7039 Grassy Point Rd is owned and occupied by an individual who bought it in April 2002.
Source: Bay County records, as of May 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7039 GRASSY POINT RD, PANAMA CITY, FL 32409-1471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2002 · Amount on File |
| Deed Sale | Apr 18, 2002 · Amount on File |
| Deed Document Number | 200223034 |
| Deed Book / Page | 2134 / 845 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7039 Grassy Point Rd was $957 with a homeowner's exemption, down 0.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $957.00 (-0.21%) Homeowner's exemption | $116,986 | $136,274 Land $43,973 Building $92,301 |
| 2024 | $959.00 (+2.79%) | ||
| 2023 | $933.00 (+11.47%) Homeowner's exemption | $110,378 (+3%) | $125,880 (+10.19%) Land $38,335 Building $87,545 |
| 2022 | $837.00 Homeowner's exemption | $107,163 | $114,239 Land $34,702 Building $79,537 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7039 Grassy Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 326 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 389 units insured incl. 63 condo units |
| Nearby Flood Claims | 20 (1995–2021) |
| Claims Outside the SFHA | 2 of 20 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7039 Grassy Point Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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