7220 Gallagher Rd, Pilot Hill, CA 95664 Property Records

El Dorado County property record for 7220 Gallagher Rd, Pilot Hill, CA 95664

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,540 sqft · built 1986
Lot Size	10.6 acres (462,607 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2023)
Tax Bill	$4,625 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`104-220-013-000`

Property Details

APN / Parcel Number

Primary APN	`104-220-013-000`
Alternative APNs	`10422013100` `1042201310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	462,607 sqft
Terrain	Combination
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Water Source	Well

Location & Zoning

Street Address	7220 GALLAGHER RD
City	PILOT HILL
State	CA
Zip	95664-9651
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A
Legal Description	PM 18/123/3
Legal Subdivision	18-123, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2013
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7220 GALLAGHER RD, PILOT HILL, CA 95664-9651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 3, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	202320530
Prior Transfer Date	Jun 22, 2021
Prior Transfer Doc	0000057312
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 24, 2023
Property Address	7220 GALLAGHER RD, PILOT HILL, CA 95664-9651
Document Number	0000020530
Map Reference	MB 18 PG 123
Instrument Date	Jul 17, 2023
Instrument	2023-0020530
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7220 GALLAGHER RD, PILOT HILL, CA 95664-9651

Mortgage

Document Number	0000020531
Date	Jul 24, 2023
Instrument	2023-0020531

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 3, 2021
Property Address	7220 GALLAGHER RD, PILOT HILL, CA 95664-9651
Document Number	0000057312
Map Reference	MB 18 PG 123
Instrument Date	Jun 22, 2021
Instrument	2021-0057312
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	7220 GALLAGHER RD, PILOT HILL, CA 95664-9651

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,968 (+2%) Land $208,080 Building $228,888
2025	$4,625.00 (+6.01%) Homeowner's exemption	$428,400 (+77.3%) Land $204,000 Building $224,400
2024	$4,363.00 (+72.66%)
2023	$2,527.00 (+1.53%) Homeowner's exemption	$241,620 Land $93,727 Building $147,893
2022	$2,489.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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