7160 Gallagher Rd, Pilot Hill, CA 95664 Property Records

El Dorado County property record for 7160 Gallagher Rd, Pilot Hill, CA 95664

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 4,084 sqft · built 1984
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on Record
Last Sale	$1,455,000 (Apr 2022)
Tax Bill	$17,266 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`104-220-007-000`

Property Details

APN / Parcel Number

Primary APN	`104-220-007-000`
Alternative APNs	`10422007100` `1042200710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,084 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Lot Area	435,600 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Patio Area	4,084 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	7160 GALLAGHER RD
City	PILOT HILL
State	CA
Zip	95664-9651
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE10
Legal Description	PM 25/29/3
Legal Subdivision	25-29, PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2013
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 13, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Sep 10, 2021	Intrafamily Transfer, Transfer
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage DATA MORTGAGE INC
Mar 24, 2020	Intrafamily Transfer, Transfer · ARM FIREFIGHTERS FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jan 21, 2014 · Amount on Record
Deed Document Number	202217001
Prior Transfer Date	Mar 11, 2020
Prior Transfer Doc	0000013531
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 1, 2026
Property Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651
Document Number	0000017811
Instrument Date	May 29, 2026
Instrument	202617811
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 13, 2022
Property Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651
Document Number	0000017001
Map Reference	MB 25 PG 29
Instrument Date	Apr 6, 2022
Instrument	2022-0017001
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651

Mortgage

Document Number	0000017002
Date	Apr 13, 2022
Instrument	2022-0017002

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651

Mortgage

Document Number	0000043387
Date	Jul 1, 2021
Instrument	2021-0043387

Lender

Name	UMPQUA BANK
Type	Bank
Address	EL DORADO HILLS, CA 95762

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 10, 2021
Property Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651
Document Number	0000058318
Map Reference	MB 25 PG 29
Instrument Date	May 13, 2021
Instrument	2021-0058318
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021938
Date	Jun 7, 2019
Instrument	2019-0021938

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Mar 24, 2020
Property Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651
Document Number	0000013531
Map Reference	MB 25 PG 29
Instrument Date	Mar 11, 2020
Instrument	2020-0013531
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 GALLAGHER RD, PILOT HILL, CA 95664-9651

Mortgage

Document Number	0000013532
Date	Mar 24, 2020
Instrument	2020-0013532

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 16, 2020
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Max Rate	8.12%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,629,038 (+2%) Land $487,093 Building $1,141,945
2025	$17,266.00 (+11.52%)	$1,597,097 (+7.61%) Land $477,543 Building $1,119,554
2023	$15,482.00 (+204.52%)	$1,484,100 Land $459,000 Building $1,025,100
2022	$5,084.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Zeta Broadband.

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