722 Thatcher St, Fulton, MO 65251 Property Records

Callaway County property record for 722 Thatcher St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1960
Lot Size	0.335 acres (14,636 sqft)
Owner	Individual Name on Record
Tax Bill	$554 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-18.0-10-005-006.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-18.0-10-005-006.000`
Alternative APN	`1304018010005000000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
1st Floor Area	800 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 1960
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	14,636 sqft (0.335 acres)
Lot Dimensions	12.2 ft deep x 12 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1304018010005006000
Street Address	722 THATCHER ST
City	FULTON
State	MO
Zip	65251-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOTS 3 & 4
Legal Lot Number	3-4
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	4
Census Block	4020
Census Tract	70400

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	308 E 1ST ST, FULTON, MO 65251-1533
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage · ARM CALLAWAY BANK
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE CALLAWAY BANK
Nov 5, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020
Deed Sale	Nov 5, 2020
Deed Document Number	202008010
Deed Book / Page	488 / 710
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	722 THATCHER ST, FULTON, MO 65251-2562
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245/413
Date	Nov 5, 2020
Book Page	245/413
Instrument	202008011

Lender

Name	CALLAWAY BANK

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	722 THATCHER ST, FULTON, MO 65251-2562
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D0239/0530
Date	Aug 23, 2017
Book Page	D0239/0530
Instrument	201705966

Lender

Name	THE CALLAWAY BANK
Type	Bank
Address	FULTON, MO 65251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALLAWAY MO
Recording Date	Nov 5, 2020
Property Address	722 THATCHER ST, FULTON, MO 65251-2562
Document Number	488/710
Book / Page	488 / 710
Instrument Date	Nov 2, 2020
Instrument	202008010
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	E 1ST ST, FULTON, MO

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00	$8,970 (-)	$47,210 (-)
2024	$554.00 (+0.36%)	$8,970 (-)	$47,210 (-)
2023	$552.00 (+6.56%)	$8,970 (+5.59%)	$47,210 (+5.59%)
2022	$518.00	$8,495 Land $1,761 Building $6,734
2021			$44,710 Land $9,270 Building $35,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2001–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: T-Mobile.

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