718 Thatcher St, Fulton, MO 65251 Property Records

Callaway County property record for 718 Thatcher St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,140 sqft · built 1940
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on Record
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-04.0-18.0-10-005-007.000`

Property Details

APN / Parcel Number

Primary APN	`13-04.0-18.0-10-005-007.000`
Alternative APN	`1304018010005000000`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1999
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	12.4 ft deep x 7.3 ft wide
Porch	Slab
Porch Area	317 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1304018010005007000
Street Address	718 THATCHER ST
City	FULTON
State	MO
Zip	65251-2562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW NW NE E OF THATCHER ST 70' X 160'
Legal Range	09W
Legal Township	47N
Legal Section	18
Jurisdiction	CALLAWAY MO
Township / Civil Division	WEST FULTON
Census Block Group	4
Census Block	4020
Census Tract	70400

Owner

Source: Callaway County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	718 THATCHER ST, FULTON, MO 65251-2562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL TRUST BANK
Oct 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2021
Deed Sale	Oct 19, 2021
Prior Sale	Aug 1, 2006
Deed Document Number	20217934
Deed Book / Page	495 / 659
Prior Transfer Date	Jan 8, 2009
Prior Transfer Doc	M0425/0336
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Recording Date	Jun 15, 2026
Property Address	718 THATCHER ST, FULTON, MO 65251-2562
Document Number	0000003529
Book / Page	528 / 90
Instrument Date	Jun 10, 2026
Instrument	20263529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 THATCHER ST, FULTON, MO 65251-2562

Mortgage

Document Number	0000003529,
Date	Jun 15, 2026
Book Page	528/90
Instrument	20263529

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	718 THATCHER ST, FULTON, MO 65251-2562
Transaction Type	Mortgage
Record Updated	Mar 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/761
Date	Oct 20, 2021
Book Page	247/761
Instrument	202107953

Lender

Name	CENTRAL TRUST BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Oct 19, 2021
Property Address	718 THATCHER ST, FULTON, MO 65251-2562
Document Number	000495/659
Book / Page	495 / 659
Instrument Date	Oct 15, 2021
Instrument	202107934
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 THATCHER ST, FULTON, MO 65251-2562

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,105.00 (-0.09%)	$17,894 (-)	$94,180 (-)
2024	$1,106.00 (+0.45%)	$17,894 (-)	$94,180 (-)
2023	$1,101.00 (+2.71%)	$17,894 (+2.73%)	$94,180 (+2.73%)
2022	$1,072.00	$17,419 Land $1,081 Building $16,338
2021			$91,680 Land $5,690 Building $85,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2001–2016)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: T-Mobile.

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