Harford County property record for 722 Shore Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,400 sqft · built 1969 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $266,000 (Apr 2026) |
| Tax Bill | $2,045 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-132849 |
| Primary APN | 01-132849 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Total Area |
| Utility Area | 70 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 140 ft deep x 20 ft wide |
| Deck Area | 298 sqft |
| Patio Area | 298 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 132849 |
|---|---|
| Street Address | 722 SHORE DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-4535 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 2 20X140 722 SHORE DRIVE RUMSEY ISLAND PT 21/35 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 26 |
| Legal Lot Number | 2 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-132849
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 22, 2021 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Jun 08, 2018 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Prior Sale | Dec 22, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17085 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 15, 2026 |
| Property Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 1708000079 |
| Book / Page | 17085 / 79 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268,660.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 1708000086, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 17085/86 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 16, 2026 |
| Property Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 1708000441 |
| Book / Page | 17086 / 441 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLACK OAK TITLE LLC, BLACK OAK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 633 MILFORD CT, ABINGDON, MD 21009-2958 |
| Document Number | 1708000441, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 17086/441 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 15, 2026 |
| Property Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 0170850079 |
| Book / Page | 17085 / 79 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $268,660.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 1708000086, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 17085/86 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 22, 2021 |
| Property Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 0152680009 |
| Book / Page | 15268 / 9 |
| Map Reference | MB GRG 21 FO 35 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 845 FLINTLOCK DR, BEL AIR, MD 21015-4879 |
| Document Number | 0001526816 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 15268/16 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 08, 2018 |
| Property Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 0128500339 |
| Book / Page | 12850 / 0339 |
| Map Reference | MB GTG21 FO35 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 722 SHORE DR, JOPPA, MD 21085-4535 |
| Document Number | 0012850346 |
|---|---|
| Date | Jun 08, 2018 |
| Instrument | 12850/346 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,767 (+6.26%) | $225,300 (-) Land $46,000 Building $179,300 | |
| 2025 | $2,045.00 (+8.49%) | $200,233 (+11.04%) | $225,300 (+20.03%) Land $46,000 Building $179,300 |
| 2023 | $180,333 | $187,700 Land $46,000 Building $141,700 | |
| 2022 | $1,885.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 24 (1978–2013) |
| Claims Outside the SFHA | 10 of 24 |
| Most Recent Claim | Jun 2013, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 493 locations within about half a mile of this property
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|---|---|---|
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| T-Mobile USA | Fixed Wireless | 100 / 20 |
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