720 Shore Dr, Joppa, MD 21085 Property Records

Harford County property record for 720 Shore Dr, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,240 sqft · built 1969
Lot Size0.064 acres (2,800 sqft)
OwnerIndividual Name on File
Last Sale$187,600 (Feb 2021)
Tax Bill$1,843 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-143115

Property Details

APN / Parcel Number

Primary APN01-143115
Alternative APNs
  • 1143115
  • 143115

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,240 sqft Total Area
Utility Area70 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,800 sqft (0.064 acres)
Lot Dimensions140 ft deep x 20 ft wide
Deck Area156 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number143115
Street Address720 SHORE DR
CityJOPPA
StateMD
Zip21085-4535
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLT 3 BK 26 20X140 720 SHORE DRIVE RUMSEY IS PT 19 PT 21/35
Legal SubdivisionRUMSEY ISLAND
Legal Block26
Legal Lot Number3
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4006
Census Tract301401

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address720 SHORE DR, JOPPA, MD 21085-4535
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Prior SaleNov 18, 2005 · Amount on Record
Deed Book / Page14510 / 212
Record UpdatedSep 20, 2026

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateFeb 22, 2021
Property Address720 SHORE DR, JOPPA, MD 21085-4535
Document Number0145100212
Book / Page14510 / 212
Map ReferenceMB GRG 21 FO 35
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1264 ALLISON CT, BELCAMP, MD 21017-1301

Mortgage

Document Number0014510219
DateFeb 22, 2021
Instrument14510/219
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,633 (+22.32%)$205,900 (+21.76%) Land $46,000 Building $159,900
2025$1,843.00 (+14.69%)
2023$158,300$169,100 Land $46,000 Building $123,100
2022$1,607.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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