Sarasota County property record for 722 Sarabay Rd, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,410 sqft · built 2003 |
| Lot Size | 1.94 acres (84,816 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Mar 2024) |
| Tax Bill | $30,834 (2025) |
| Deeds & Mortgages | Mar 2024 Sale Nov 2023 Mortgage + 4 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0148-11-0002 |
| Primary APN | 0148-11-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 2,410 sqft |
| 2nd Floor Area | 1,792 sqft |
| Upper Floors Area | 1,792 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 84,816 sqft (1.94 acres) |
| Lot Dimensions | 548 ft deep x 100 ft wide |
| View / Lot | Water |
| Garage Type | Attached |
| Garage Area | 875 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,023 sqft |
| Deck Area | 32 sqft |
| Patio Area | 368 sqft |
| Utility Building | 52 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 722 SARABAY RD |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-9515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1 |
| Legal Description | LOT 38, SARABAY ACRES, CONTAINING 1.9 C-ACM/L |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 10 |
| Legal Subdivision | SARABAY ACRES |
| Legal Tract | 820 |
| Legal Lot Number | 38 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 2102 |
Source: Sarasota County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 9, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Mar 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jun 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK |
| Apr 18, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Mar 16, 2023 · Amount on Record |
| Deed Document Number | 2024037393 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 19, 2024 |
| Property Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Document Number | 0000037393 |
| Map Reference | MB 16 PG 27 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 2024037393 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,865.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 258 MONTELLUNA DR, NORTH VENICE, FL 34275-6616 |
| Name | Verified Name |
|---|---|
| Address | 752 SARABAY RD # 2, 2, OSPREY, FL 34229-9538 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 30403 UPPER BEAR CREEK RD, EVERGREEN, CO 80439-7714 |
| Document Number | 0000169153 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023169153 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 16, 2023 |
| Property Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Document Number | 0000042623 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 2023042623 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 OSPREY POINT DR, OSPREY, FL 34229-9234 |
| Name | Verified Name |
|---|---|
| Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Document Number | 0000042628 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2023042628 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Aug 10, 2021 |
| Property Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Document Number | 0000147640 |
| Map Reference | MB 4 PG 62 |
| Instrument Date | Aug 10, 2021 |
| Instrument | 2021147640 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3267 S LOCKWOOD RIDGE RD, 3267, SARASOTA, FL 34239-6620 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Document Number | 0000147641 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021147641 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000081013 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019081013 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Apr 18, 2019 |
| Property Address | 722 SARABAY RD, OSPREY, FL 34229-9515 |
| Document Number | 0000049548 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 49548 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 722 SARABAY RD OSPREY FL 342299515, OSPREY, FL 34229-9515 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,834.00 (-22.69%) | $2,680,400 (-20.89%) Land $1,756,300 Building $924,100 | $2,680,400 (-25.37%) Land $1,756,300 Building $924,100 |
| 2023 | $39,883.00 (+2.09%) | $3,388,328 (+3%) | $3,591,600 (+7.71%) Land $2,135,800 Building $1,455,800 |
| 2022 | $39,068.00 Homeowner's exemption | $3,289,639 | $3,334,400 Land $1,864,700 Building $1,469,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 174 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 332 condo units |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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