707 Sarabay Rd, Osprey, FL 34229 Property Records

Sarasota County property record for 707 Sarabay Rd, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,403 sqft · built 1976
Lot Size0.97 acres (42,232 sqft)
Owner2 Individual Names on Record
Last Sale$273,000 (Jun 2019)
Tax Bill$2,979 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Oct 2019 Sale
+ 1 more
APN0148-07-0017

Property Details

APN / Parcel Number

Primary APN0148-07-0017
Alternative APN
  • 148070017

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,403 sqft Living Area
Gross Area1,689 sqft
1st Floor Area1,403 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeHip
Roof MaterialMetal
Lot Area42,232 sqft (0.97 acres)
Lot Dimensions429 ft deep x 100 ft wide
View / LotMainland
Garage TypeDetached
Garage Area936 sqft

Exterior Amenities

PorchScreened Porch
Porch Area462 sqft
Deck Area108 sqft
Patio Area1,260 sqft
Utility Building480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Account Number0148070017
Street Address707 SARABAY RD
CityOSPREY
StateFL
Zip34229-9592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionPART OF LOT 62 DESC AS COM NW COR SAID LOT TH S-89-30-E 437.87 FT TH S-0-30-W 100 FT TH N-89-30 -W 419.31 FT TH N-24-30-W 55.08 FT TH N-5-53-20-E 50.3 FT TO POB LESS ST RD R/W OR 2507/1290 SARABAY
Legal Range18E
Legal Township38S
Legal Section10
Legal SubdivisionSARABAY ACRES
Legal Tract820
Legal Lot Number62
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group3
Census Block3013
Census Tract2102

Owner

Source: Sarasota County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address707 SARABAY RD, OSPREY, FL 34229-9592
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Oct 18, 2019Warranty Deed, Transfer
NOT AVAILABLE
Jun 25, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Prior SaleNov 30, 2010 · Amount on Record
Deed Document Number201984866
Last Transfer DateOct 18, 2019
Transfer Doc0000144201
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address707 SARABAY RD, OSPREY, FL 34229-9592
Document Number0000034086
Instrument DateFeb 3, 2020
Transaction TypeMortgage
Record UpdatedApr 2, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address707 SBRABAY RD OSPREY FL 34229, OSPREY, FL 34229

Mortgage

Document Number0000034086
DateMar 10, 2020
Instrument34086
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 9, 2050
Interest
Rate TypeAdjustable Rate

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateOct 18, 2019
Property Address707 SARABAY RD, OSPREY, FL 34229-9592
Document Number0000144201
Instrument DateOct 18, 2019
Instrument144201
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address199 SCHOOSETT ST PEMBROKE MA 023591818, PEMBROKE, MA 02359-1818

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJun 25, 2019
Property Address707 SARABAY RD, OSPREY, FL 34229-9592
Document Number0000084866
Instrument DateJun 17, 2019
Instrument2019084866
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyDBA HOME SOLUTTION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,911.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3045 4TH AVE E, 3045, SHAKOPEE, MN 55379-1768

Transferred To (Grantee/Buyer)

NameVerified Name
Address16122 SPINNING AVE, TORRANCE, CA 90504-1537

Mortgage

Document Number0000084867
DateJun 25, 2019
Instrument2019084867
Lender
NameAMERIFIRST FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,979.00 (-5.91%) Homeowner's exemption$296,673 (+17.65%)$351,100 (-14.7%) Land $220,200 Building $130,900
2024$3,166.00 (+4.42%)
2023$3,032.00 (+3.3%) Homeowner's exemption$252,176 (+3%)$411,600 (+12.52%) Land $230,200 Building $181,400
2022$2,935.00 Homeowner's exemption$244,831$365,800 Land $184,200 Building $181,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 174 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies506 units insured
incl. 332 condo units
Nearby Flood Claims12 (2017–2024)
Claims Outside the SFHA7 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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