722 Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 722 Ridge Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,852 sqft · built 1968
Lot Size	0.351 acres (15,273 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Feb 2025)
Tax Bill	$7,414 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`110937800900`

Property Details

APN / Parcel Number

Primary APN	`110937800900`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Basement Area	1,852 sqft
Finished Basement	450 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,273 sqft (0.351 acres)
Lot Dimensions	149 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	722 RIDGE RD
City	DECORAH
State	IA
Zip	52101-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 17 BLK 1 HICKORY RIDGE 1ST ADDN
Legal Range	08W
Legal Township	98N
Legal Section	09
Legal Subdivision	HICKORY RIDGE 1ST ADD
Legal Block	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3007
Census Tract	950200

Owner

722 Ridge Rd is owned and occupied by two individuals who bought it in February 2025.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	722 RIDGE RD, DECORAH, IA 52101-1120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage DECORAH BANK & TRUST CO
Jul 23, 2018	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2025 · Amount on File
Deed Sale	Feb 14, 2025 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	2025398
Deed Book / Page	2025 / 398
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 2, 2022
Property Address	722 RIDGE RD, DECORAH, IA 52101-1120
Document Number	02022/2853
Book / Page	2022 / 2853
Instrument Date	Aug 23, 2022
Instrument	2022 2853
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	722 RIDGE RD, DECORAH, IA 52101-1120

Mortgage

Document Number	0020222854
Date	Sep 2, 2022
Instrument	2022 2854

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

July 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Jul 23, 2018
Property Address	722 RIDGE RD, DECORAH, IA 52101-1120
Document Number	02018/2091
Book / Page	2018 / 2091
Instrument Date	Jul 9, 2018
Instrument	000000002091
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 NORDIC DR, DECORAH, IA 52101-1086

Tax Assessment & Valuation

The 2026 property tax bill for 722 Ridge Rd was $7,414.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,414.00	$428,740 (-) Land $51,270 Building $377,470	$428,740 (-) Land $51,270 Building $377,470
2025	$7,414.00 (+16.24%)	$428,740 Land $51,270 Building $377,470	$428,740 Land $51,270 Building $377,470
2024	$6,378.00
2023		$338,830 (+17.06%) Land $51,270 Building $287,560	$338,830 Land $51,270 Building $287,560
2022	$6,032.00	$289,450 Land $42,730 Building $246,720
2021			$289,450 Land $42,730 Building $246,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 722 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 722 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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