720 Ridge Rd, Decorah, IA 52101 Property Records

Winneshiek County property record for 720 Ridge Rd, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,573 sqft · built 1967
Lot Size	0.255 acres (11,100 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Feb 2022)
Tax Bill	$6,650 (2026)
Deeds & Mortgages	Feb 2022 Sale Dec 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`110937801000`

Property Details

APN / Parcel Number

Primary APN	`110937801000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
Basement Area	1,573 sqft
Finished Basement	950 sqft
Unfinished Basement	623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,100 sqft (0.255 acres)
Lot Dimensions	111 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft
Deck Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	720 RIDGE RD
City	DECORAH
State	IA
Zip	52101-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 1 HICKORY RIDGE 1ST ADDN
Legal Range	08W
Legal Township	98N
Legal Section	09
Legal Subdivision	HICKORY RIDGE 1ST ADD
Legal Block	1
Legal Lot Number	16
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3007
Census Tract	950200

Owner

720 Ridge Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 RIDGE RD, DECORAH, IA 52101-1120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Warranty Deed, Transfer
Dec 29, 2020	Legal Action/Court Order, Foreclosure · Conventional Mortgage DECORAH BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	2022518
Deed Book / Page	2022 / 518
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Feb 18, 2022
Property Address	720 RIDGE RD, DECORAH, IA 52101-1120
Document Number	002022/518
Book / Page	2022 / 518
Instrument Date	Feb 17, 2022
Instrument	2022 0518
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount on Record
Tax	$503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 RIDGE RD, DECORAH, IA 52101-1120

December 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	WINNESHIEK IA
Recording Date	Dec 29, 2020
Property Address	720 RIDGE RD, DECORAH, IA 52101-1120
Document Number	02020/5464
Book / Page	2020 / 5464
Instrument Date	Dec 18, 2020
Instrument	2020 5464
Transaction Type	Foreclosure
Record Updated	Mar 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 RIDGE RD, DECORAH, IA 52101-1120

Mortgage

Document Number	02020/5465
Date	Dec 29, 2020
Book Page	2020/5465
Instrument	2020 5465

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 720 Ridge Rd was $6,650.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,650.00	$384,510 (-) Land $46,840 Building $337,670	$384,510 (-) Land $46,840 Building $337,670
2025	$6,650.00 (+4.23%)	$384,510 Land $46,840 Building $337,670	$384,510 Land $46,840 Building $337,670
2024	$6,380.00
2023		$338,890 (+14.17%) Land $46,840 Building $292,050	$338,890 Land $46,840 Building $292,050
2022	$6,184.00 Homeowner's exemption	$296,830 Land $39,030 Building $257,800
2021			$296,830 Land $39,030 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 720 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 720 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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