720 Gemstone Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 720 Gemstone Dr, San Marcos, CA 92078 · Last verified July 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Condominium
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Architecture Style	Condo/Apartment
Year Built	Built 2019
Square Footage	2,408 sqft Living Area
Occupancy	Owner Occupied
Last Sale	$678,000 (2019)
Tax Bill	$11,623.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`222-174-23-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,408 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment Style
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	720 GEMSTONE DR
City	SAN MARCOS
State	CA
Zip	92078-1410
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT 54 US 50 PER DOC19-0108907&UND INT IN TR 016159
Legal Subdivision	RANCHO CORONADO VILLAGE M #15
Legal Tract	016159
Legal Block	4
Legal Lot Number	54
Jurisdiction	SAN DIEGO CA
Minor Civil Division	OCEANSIDE-ESCONDIDO
Census Blockgroup	4
Census Block	4000
Census Tract	20044

Owner

Source: San Diego County records · APN 222-174-23-01

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	720 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Family Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 13, 2019 · Amount on Record
Deed Sale	Nov 13, 2019 · Amount on Record
Deed Doc Number	2019521930
Last Transfer Date	Feb 28, 2025
Transfer Doc	0000052215
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	720 GEMSTONE DR, SAN MARCOS, CA 92078-1410
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 GEMSTONE DR, SAN MARCOS, CA 92078-1410

Mortgage

Document Number	0000082122
Date	Feb 03, 2021
Instrument	2021-0082122

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$756,316 (+2%) Land $301,187 Building $455,129
2025	$11,623.00 (+7.19%) Homeowner's exemption	$741,487 (+4.04%) Land $295,282 Building $446,205
2023	$10,843.00 (+2.37%) Homeowner's exemption	$712,696 Land $283,817 Building $428,879
2022	$10,592.00

Flood & Wildfire

720 Gemstone Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 45th percentile of exposed land nationally · 26th in California
Wildfire Likelihood	Moderate — about 1 in 1,449 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.