Bay County property record for 722 Crews Dr, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,318 sqft · built 1996 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $126,000 (Apr 2004) |
| Tax Bill | $848 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Nov 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 07202-612-000 |
| Primary APN | 07202-612-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,318 sqft Heated Area |
| Gross Area | 1,770 sqft |
| 1st Floor Area | 919 sqft |
| 2nd Floor Area | 399 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 864 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 144 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 722 CREWS DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX LAKE SUB PHASE 2 132B4 LOT 12 ORB 2006 P 1541 ORB 2423 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | FOX LAKE SUB PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 805 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 722 CREWS DR, PANAMA CITY, FL 32404-8362 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jun 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUIST BANK |
| Nov 1, 2018 | Loan Modification, Mortgage BRANCH BANKING & TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 12, 2004 · Amount on Record |
| Deed Sale | Apr 12, 2004 · Amount on Record |
| Prior Sale | Feb 20, 2001 · Amount on Record |
| Deed Document Number | 2004-025919 |
| Deed Book / Page | 2423 / 0134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 722 CREWS DR, PANAMA CITY, FL 32404-8362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 722 CREWS DR, PANAMA CITY, FL 32404-8362 |
| Document Number | 0047010925 |
|---|---|
| Date | Jun 21, 2023 |
| Book Page | 4701/925 |
| Instrument | 2023038460 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Oct 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 722 CREWS DR, PANAMA CITY, FL 32404-8362 |
| Document Number | 0040592041 |
| Instrument Date | Nov 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 722 CREWS DR CALLAWAY FL 324048362, CALLAWAY, FL 32404-8362 |
| Document Number | 0040592041 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 004059/002041 |
| Instrument | 64592 |
| Name | BRANCH BANKING & TR CO |
|---|---|
| Address | GREENVILLE, SC 29607 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate | 4% |
|---|
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848.00 (+7.61%) Homeowner's exemption | $102,694 (+5.99%) | $117,734 (+11.8%) Land $30,600 Building $87,134 |
| 2023 | $788.00 (+11.61%) Homeowner's exemption | $96,893 (+3%) | $105,308 (+6.96%) Land $24,735 Building $80,573 |
| 2022 | $706.00 Homeowner's exemption | $94,071 | $98,451 Land $24,480 Building $73,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 31 (1978–2021) |
| Claims Outside the SFHA | 26 of 31 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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